The Cost of Building A 2-Bedroom House in Kenya (+Plans)

The Cost of Building A 2-Bedroom House in Kenya (+Plans)

There is a trend of building homes in rural Kenya. The reason is that land is cheaper and costs less to build than cities. Many Kenyans consider this a good way to own property without high expenses. This is especially common for those preparing for retirement or seeking investment options.

Overview of A Typical 2 Bedroom House Design

A normal 2-bedroom house in rural Kenya usually has a simple and practical design. The house usually contains:

  1. Two Bedrooms: Often on opposite sides of the house for privacy.
  2. Living Room: Located in the center, It’s the main gathering area for family activities.
  3. Kitchen: This can be a separate room or an open-plan space.
  4. Bathroom: Generally one shared bathroom, located near the bedrooms for easy
    access.
  5. Optional Veranda: Many rural homes have a small veranda for relaxing and enjoying
    outside.
  6. Square Footage: The average area of a 2-bedroom house in rural Kenya is between
    700 to 900 square feet. This size is usually enough for comfortable living without high
    expenses.

Common Construction Styles in Rural Kenya

1. Traditional Materials

Houses often utilize local materials like mud, thatch, and timber. These are cost-efficient and work well with the environment.

2. Brick and Mortar

Brick houses are common and strong. Bricks are made locally and are not costly, offering good insulation from weather changes.

3. Stone Construction

In regions where stone is easy to find, homes are built with stone blocks. This method is strong and insulates well.

4. Concrete Blocks

Concrete blocks are used for their strength and lifespan.

Land Costs and Acquisition in Rural Kenya

1. Cost of land in Rural Kenya

In rural Kenya, land costs less than in cities, making it a good choice for building homes. Land prices vary depending on location, accessibility etc. Price of Rural Land:- Ksh 100,000 — kshs 500,000 per acre (may vary).

2. Plot size for a 2 Bedroom House

A 50 by 100 feet plot is sufficient for a two-bedroom house. There is just enough space around the house to still have a garden or outdoor area

3. Land Preparation Costs

Before building starts, land must be prepared. This means clearing plants, leveling the ground, and making basic access like roads. Costs for land preparation can range from Ksh 50,000 to Ksh 150,000.

Key Construction Costs for a 2 Bedroom House

Building a 2-bedroom house in rural Kenya includes several main construction costs. Here are the key expenses:

1. Foundation Costs

The foundation is vital for the house’s stability. Costs can differ based on soil type and method used (like slab or strip foundation). Generally, foundation costs range from Ksh 80,000 to Ksh 150,000 ($750 to $1,400). This includes Excavation, materials like concrete and steel, and labor are all necessary.

2. Walling

Usually, walling costs about Ksh 100,000 to Ksh 200,000 ($900 to $1,800). This includes materials, mortar, and labor.

3. Roofing

Roofing prices usually fall between Ksh 70,000 and Ksh 150,000 ($650 to $1,400). This covers materials and labor. A good roof construction is key for lasting quality and energy saving

4. Doors and Windows

For doors and windows, expect to pay Ksh 50,000 to Ksh 100,000 ($450 to $900)on average. This includes materials, installation, and labor. Good quality doors and windows improve security and comfort in the house.

5. Plumbing and Electrical Work

Costs for plumbing and electrical work can range from Ksh 80,000 to Ksh 150,000 ($750 to $1,400). This includes materials and labor, ensuring that everything follows safety rules.

Labor Costs in Rural Kenya

In rural Kenya, labor costs are a big part of construction expenses. Labor prices can change based on skill level and the area where the building is done.

A. Skilled vs Unskilled Labor

A skilled labor can cost between Ksh 500 to Ksh 1,000 per day ($4.50-$9). This includes unskilled labor (helpers digging, mixing cement and moving materials) Ksh 300– ksh700 ($2.70-$6.30/day).

B. Total Labor Costs

Labor costs for an average project might be between Ksh 200,000 — Ksh 500,000 ($1,800–$4.5k) as a combined rate of skilled and unskilled labor

C. Regional Labor Variations

Labor costs can differ by region due to living costs and worker availability. For instance, labor in remote places may be lower because of fewer job options. In areas closer to urban areas, costs may be higher due to more demand. It’s important to check and consider these regional differences when planning construction.

Materials Cost Breakdown

Cost Factor

Estimated Cost (KES)

Land Acquisition

100,000 – 500,000

Land Preparation

50,000 – 150,000

Foundation

80,000 – 150,000

Walling

100,000 – 200,000

Roofing

70,000 – 150,000

Doors and Windows

50,000 – 100,000

Plumbing and Electrical

80,000 – 150,000

Finishing

100,000 – 300,000

Total Cost

830,000 – 1,530,000

1. Cement, Sand and Gravel

In 2024, a 50kg bag of cement in Kenya costs between KSh 720 and KSh 1,250, depending on the brand and type.

Sand and gravel are needed for concrete and mortar. Sand costs about KSh 2,000 per tonne in Kenya. Gravel also referred to as hardcore or ballast, is around KSh 1,700 per tonne. Prices can differ based on location and quality.

2. Bricks

Walls are generally built with bricks. A brick is a block or bar made of clay, lime stone, concrete and sand that are dried by water. Whether you choose bricks or concrete blocks, the costs can range from Ksh 50,000 to Ksh 150,000 ($330 to $1,000) for a 2-bedroom house. The final price depends on the quantity of bricks your project
requires.

3. Steel and Reinforcement

The cost of steel bars and other reinforcements for the foundation and walls will typicallrange from Ksh 100,000 to Ksh 200,000 ($665 to $1,330). Of course this mechanic is determined by the diameter and quality of steel.

4. Roofing Materials

Tiles, thatches and shingles are popular roofing materials. They cannot be priced accurately when it comes to their kind or quality because they can range from $ 5-500+ each. For instance, the corrugated iron sheets are ranging from KSh 50 to KSh100 per square meter. KSh 200- Ksh500 per square metre Floor Tiles

5. Finishing Materials

In other words, most interior and exterior building that require finishing materials. This consists of paint, tiles used in several types of buildings such as houses and linings Prices fluctuate greatly depending on the quality.

A gallon of paint could go for KSh 1,500 to KSh 3,000 and floor tiles may cost anywhere between the range from around KSh 200 all up to a maximum price summing it per square meter based.

Additional Costs and Considerations

1. Interior Finishing

Interior finishing involves plastering, painting, tiling, and fixtures. These add to thebhouse’s look and usability. Average costs are between KSh 100,000 and KSh 300,000 ($900 to $2,700). Higher-quality finishes can raise this cost but improve durability and look.

2. Perimeter Wall and Landscaping

Average costs for perimeter walls are KSh 150,000 to KSh 400,000 ($1,350 to $3,600).
Landscaping, including trees and pathways, can add KSh 50,000 to KSh 100,000 ($450
to $900).

3. Furniture and Fittings

Furnishing requires buying furniture, appliances, and fittings. This can vary widely based on taste and quality. A basic setup might start at KSh 200,000 to KSh 500,000 ($1,800 to $4,500). This may cover essential items like beds, sofas, appliances, and fixtures.

4. Contingency Budget

Having a contingency budget helps with unexpected costs during construction. These could be due to material price changes, added labor costs, or site surprises. It is advisable to reserve about 10% to 20% of the total budget for this purpose. construction budget to cover unexpected costs. This financial reserve helps keep your project on schedule, avoiding financial difficulties.

Financing Options for Building a 2-Bedroom House in Rural Kenya

1. Saccos and Chamas

Saccos and Chamas (community groups) are common funding sources for building projects. Saccos provides loans with low interest rates and flexible payment options. Being community-oriented, they simplify loan acquisition without extensive documentation. Conversely, Chamas enables members to combine resources to finance personal projects. Both avenues foster a supportive community. They may also be easier to access than typical bank loans.

2. Bank Loans

Banks in Kenya provide specific loans for construction. These loans are usually distributed in increments based on construction progress. Interest applies only to the drawn amount, making this a smart choice financially. Banks like Absa, and Stanbic Bank offer different loan amounts, interest rates, and repayment plans. Comparing different bank options is essential to find the best terms for you.

3. Government Programs

The Kenyan government offers programs to assist with affordable housing. These often include subsidies, low-interest loans, or grants for eligible individuals. Investigate these options to see if you can access governmental aid.

4. Self-Funding

Those with enough financial resources can consider self-funding. This means utilizing personal savings or income to cover construction costs. This avoids loan payments andinterests and ensures careful financial planning.

10 Two-Bedroom House Floor Plans

The table below presents 10 two-bedroom floor house plans and their unique features:

Floor Plan

Features 

Approx. Dimensions (sq. ft.)

Style 

Number of Bathrooms 

Open-concept living

900 – 1,200

Open and spacious

1-2

Compact & cozy

600 – 800

Functional and simple

1

Urban-loft style

1,000 – 1,300

Industrial and flexible

1-2

L-shaped design

1,000 -1,400

Contemporary and private

1-2

Cottage-style home

800 – 1,100

Cozy and rustic

1-2

Dual master bedrooms

1,100 – 1,400

En-suite and spacious

2

Modern minimalist design

800 – 1,100

Sleek, simple, and functional

1-2

Narrow lot design

900 – 1,200

Vertical and efficient

1-2

Luxury with extra amenities

1,200 – 1,500

Luxurious, convenient, and practical

2

U-shaped floor plan

1,200 – 1,500

Luxury, indoor-outdoor living

1-2

Plan 1: Open-Concept Design

Plan 1: Open-Concept Design

Features:

These are two-bedroom house floor plans designed to offer a seamless transition between the living area, dining, and kitchen. By eliminating unnecessary walls, the house feels airy and spacious. 

This openness is coupled with large windows and glass doors to allow in natural light. The two bedrooms can be positioned on opposite ends of the house to ensure privacy. 

Ideal for:

The open and accessible common area design is ideal for small families or roommates who want to share some vibrant communal time but also have some privacy in their sleeping quarters. 

Plan 2: Compact and Cozy Two-Bedroom House Floor Plans

Plan 2: Compact and Cozy Two-Bedroom House Floor Plans

Features:

This housing layout prioritizes simplicity and functionality. Compact and cozy two-bedroom house floor plans have a close-knit arrangement of rooms, utilizing every available space. 

The living room, kitchen, and dining are divided by thin and multi-purpose walls. The idea of partitioning is to maximize usability rather than take up more than necessary space. 

To conserve square footage, this design lacks hallway spaces and the rooms surround the communal living area.

Ideal for:

Families looking for a simplified lifestyle in low-maintenance homes find this design convenient. In addition, it is just as ideal for home starters as it is for people looking to downsize. 

Plan 3: Urban Loft-Style Layout

Plan 3: Urban Loft-Style Layout

Features:

The urban loft-style two-bedroom house floor plans bring a trendy, modern design for city dwellers. It blends the open concept idea and modern aesthetics to deliver the functionality of the household. 

This design has a seamless transition between the living area, dining, and kitchen, offering flexibility for furniture arrangement. It also has large windows and glass doors for natural light, making the house look more spacious and airy. 

For the lofty look, it features exposed beams, brick walls, metal accents, or concrete floors. The bedrooms are separated by sliding doors, frosted glass, or wall partitions to maintain openness but also deliver privacy. 

Ideal for:

Urban lofts are primarily for city dwellers who want a balance of an industrial look, modern finishings, and a cozy vibe. Such layouts are often appealing to artists or young single professionals. 

Plan 4: L-shaped Two-Bedroom House Floor Plans

Plan 4: L-shaped Two-Bedroom House Floor Plans

Features:

L-shaped designs have a clear separation of the communal area from the sleeping quarters. In the open area sit the living room, dining, and kitchen while the private chambers, along one arm of the L-shape, sit the bedrooms. These bedrooms are strategically positioned to minimize noise from the communal spaces. 

The open area is suited for interaction and thereby housing all open-concept features. L-shaped two-bedroom house floor plans integrate outdoor living seamlessly. Most may open up to a patio, courtyard, or garden accessed through sliding doors. 

Ideal for:

This layout is suited for families that fancy a seamless integration between outdoor and indoor living spaces. They are also ideal for small families that value shared bonding time in the open area but also some quiet in their bedrooms. 

Plan 5: Cottage-Style Home

Plan 5: Cottage-Style Home

Features:

True to the name, cottage-style two-bedroom house floor plans are sing-storey compact designs with a wraparound porch for some outdoor relaxation. The latter delivers the signature look of cottage designs. 

The layout has warm interiors that give a rustic vibe. The compactness of the interiors may be decorated with fireplaces for warmth and wood accents. Although cottages are relatively small with no hallways or open spaces, they prioritize the functionality, comfort, and intimacy of the spaces. 

Ideal for:

Small families with young children, retirees, or individuals who value small spaces that connect them to nature and prefer homes with no stairs. 

Plan 6: Dual-master Two-Bedroom House Floor Plans

Plan 6: Dual-master Two-Bedroom House Floor Plans

Features:

Dual master bedrooms are a modern solution for comfort, togetherness, and privacy. The layout is endowed with two master bedrooms, each with its en-suite bathroom, and shared living spaces encouraging connectivity. 

The living area is centrally located and seamlessly connects with the dining and kitchen. The flow of natural light is also prioritized to deliver a spacious and airy feel. For maximum functionality, the bedroom may be located on opposite far ends of the house.

Ideal for:

Without the need to share bathrooms, this layout is ideal for roommates who value convenience and privacy. It is also perfect for small families and couples who often host overnight guests, giving them their own comfort and privacy. 

Plan 7: Modern Minimalist Two-Bedroom House Floor Plans

Plan 7: Modern Minimalist Two-Bedroom House Floor Plans

Features:

The modern minimalist design balances simplicity and functionality in a clutter-free environment. The design is pretty straightforward with each room serving a clear purpose, eliminating unnecessary features. 

Though simple, this home design does not sacrifice modern sleek finishes. The interior is decorated with built-in stainless steel appliances and glassy to give a modern high-end vibe. There is also a free transition between the kitchen and the living area. 

To deliver a calm modern environment, the interiors are often in neutral thematic shades of grey, black, or white. Bedroom placement is strategic, preferably on opposite sides of the house and separated by walls or partitions.

Ideal for:

Modern minimalist two-bedroom house floor plans are common for individuals seeking simple, calm, and clutter-free lifestyles. People who find beauty in simplicity and appreciate organized spaces. 

Plan 8: Narrow Lot Design

Plan 8: Narrow Lot Design

Features:

As the name conveys, narrow lot designs sit on narrow plots of land where space is premium. These layouts, however, make up for their lack of space with verticality. Narrow lot two-bedroom house floor plans are built upward rather than outwards. 

The idea is to make maximum use of each square footage. Therefore, to ensure no space is wasted, the design incorporates shelving features and built-in furniture and cabinets. Hallways and compact walls are eliminated but basements and attics may be included for added functionality.

The bedrooms are often located on the upper floors for privacy and embrace a compact design – simplicity and functionality. The communal areas are left on the ground floor. 

Ideal for:

These layouts are perfect for urban living where land is minimal and sold premium. They are ideal for families, couples, or single professionals in urban environments who want comfort and functionality in their households. 

Plan 9: Luxury with Extra Amenities

Plan 9: Luxury with Extra Amenities

Features:

Luxurious two-bedroom house floor plans are big on comfort and convenience. The layout features open space living in the shared spaces and separate bedrooms that do not compromise the house’s style. 

Besides these regular amenities, the layout incorporates a neatly tucked alcove repurposed into a study area or home office. There may also be a walk-in pantry near the kitchen, laundry room, and any other added convenience the household may need. 

These extra amenities are not just an afterthought of the design. They are thoughtfully integrated and equipped with precision and functionality. For instance, the walk-in pantry features smart storage solutions and fluid access to the kitchen. The office nook from the alcove is designed with luxury and convenience. 

Ideal for:

These home designs are ideal for work-from-home professionals who seek to balance work and home life seamlessly. Those who need some quiet to concentrate while not disrupting the comfort of the home’s shared spaces. 
Small families who value the functionality of their homes would also appreciate the extra amenities. 

Plan 10: U-shaped Two-Bedroom House Floor Plans

Plan 10: U-shaped Two-Bedroom House Floor Plans

Features:

These designs are engineered to blend indoor and outdoor spaces seamlessly. The U-shape provides a central space that can be transitioned into a pool, garden area, courtyard, or patio as the household wields. 

It also allows the fluidity of natural light in the interiors which are designed with sliding glass doors and large windows facing the central area. The indoors have an open-concept design for easy flow of traffic and boding. 

The bedrooms are often located on the outer arms of the U-shape for privacy. They can open into the outdoor area, hence maintaining the open and airy feel. 

Ideal for:

The U-shape home design is specifically for families seeking a bright airy home integrated with nature. Individuals or couples who love hosting or entering guests could also leverage the central courtyard. 

Conclusion

Building a 2-bedroom house in rural Kenya entails costs such as land, foundation, walls, roofing, windows and doors, plumbing, electrical work, and finishing touches. Overall costs can vary due to factors like location, material selection, and labor availability.

Rural regions typically present lower land and labor costs, making them appealing for new home builders. Thorough budgeting, investigating different funding sources, and consulting skilled professionals, It are crucial to keep your project within financial limits. With proper planning and informed choices, you can realize your dream home affordably and satisfactorily.

Frequently Asked Questions

What Is the Cost to Build a 2-Bedroom House in Rural Kenya?

Costs typically range from Ksh 1.5 million to Ksh 3 million ($10,000 to $20,000) based on factors such as materials, labor, and specific location. Access to materials and design complexity also influence final costs.

What Influences Construction Costs in Rural Kenya?

Key influences include land cost, materials, labor, design difficulty, and transportation. Being close to larger towns or transport routes may raise overall expenses. Costs are a bit higher in urban areas, while remote locations are usually less expensive.

Is Building a House in Rural Kenya Less Costly Than in Cities?

Yes, generally it costs less to build in rural Kenya because land and labor are cheaper.
But if the rural area is very far, the cost to transport materials can increase.

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