Manager, Credit at Development Bank of Kenya
Job purpose
- To
manage the credit-granting process, including assessing the
creditworthiness of potential customers and reviewing existing customers’
credit. This position is responsible for managing the bank’s loan
portfolio while ensuring the quality and health of the loan book.
Job Specification
- Initiating
development, reviewing and implementing policies, programmes and
strategies for lending.
- Ensure
compliance with the lending policy of the bank, statutory, and regulatory
requirements.
- Initiating
review of standard operating procedures.
- Coordinating
preparation of credit proposals for consideration and approval.
- Coordinating
management of the loans and advances portfolio.
- Monitoring
and evaluating the bank loans and advances portfolio performance and
revenue generation.
- Coordinating
the process of information and filing of periodic returns and
questionnaires to the Central Bank of Kenya.
- Coordinating
the bank’s equity investment.
- Coordinating
the preparation of management and statutory reports.
- Preparing
and presenting credit reports, including disbursements, loans aging
reports, and strategic reports.
- Any
other duties that may be assigned from time to time
Person Specification
For appointment to this grade, a candidate must have: –
- Bachelor’s
degree in Actuarial Science, Commerce, Economics, Business Administration,
Finance, or in a related field from a recognized institution.
- Master’s
degree in Business Administration, Finance, or any other related course or
equivalent qualification from a recognized institution is an added
advantage.
- Registration
by any of the following recognized professional bodies: – Associate of the
Kenya Institute of Bankers, Institute of Certified Public Accountants,
Financial Markets Association, Certified Risk Manager (CRM), Diploma in
Credit, or any other equivalent.
- At
least ten (10) years’ relevant work experience, five (5) of which must
have been in a senior management role.
- Hands-on
experience of collateral-based lending, portfolio performance monitoring,
and credit risk reporting.
- In-depth
understanding of credit risk assessment methodologies, scoring models, and
portfolio management.
- Demonstrated
ability to develop and enforce credit risk policies, manage delinquent
accounts, and minimize NPLs.
- Familiarity
with regulatory compliance, audit processes, and risk governance
structures.
- Ability
to engage stakeholders, regulators, and auditors confidently.
- Excellent
communication and interpersonal skills.
- Leadership
courses from recognized institutions.
- Excellent
computer literacy, proficient in the Microsoft suite and other risk
management tools.
- Knowledge
of banking processes.
- Demonstrated
results in work performance; and
- Fulfills
the requirements of Chapter Six of the Constitution
How to Apply
Interested candidates who meet the criteria above are
encouraged to apply, enclosing copies of their academic and professional
certificates, a detailed CV indicating work experience, contacts, and addresses
of 3 professionally relevant referees by close of business on the 5th
of September 2025. Kindly indicate the position and title on the subject
line when applying for the job using the email recruitment@devbank.com.
Only shortlisted candidates will be contacted.