Client Experience Analyst at Absa Bank Kenya
Job Summary
To provide specialist advice and support in order to ensure
customer satisfaction and enhance the customer experience, through the
execution of predefined objectives as per agreed standard operating procedures
(SOPs). Selecting this role has a compensation & benefit impact in
Botswana. Please contact Reward for details.
Job Description
Job Purpose
This is a Customer Experience analytics role to be carried
out within the ABSA Africa Corporate and Investment Banking Front office
service support, and the role holder may be required to work flexibly across a
variety of different activities and engage with pan bank stakeholders to
deliver service governance for world class client experience to corporate
clients.
- To
assist Client Experience Lead with data analytics to coordinate and ensure
that Coverage, Products and Operations teams provide excellent customer
service to corporate customers through proactive provision of all
day-to-day corporate bank business
- To
assist Client Experience Lead with data analytics, to manage the
day-to-day activities of corporate customers service experience with a
responsibility of ensuring satisfaction of the Customers and support to
branches in their corporate customers’ service initiatives
- To
assist Client Experience Lead with data analytics, to coordinate and
ensure that service standards are observed by business, operations, and
branch distribution to achieve the set goals and objectives for market
leadership in Corporate and Investment Banking
- To
assist Client Experience Lead with data analytics, to manage and ensure
that corporate service standards and the service governance and control
environment is sound through compilation and review of various Client
Experience Data and MI analytics spanning but not limited to Customer
Onboarding, Complaints and Queries Management, Clients Experience Service
Standards Governance Reports, Payment’s documentation tracking, Excess
Mgmt. tracking and archiving, monthly service pack and service dashboards,
coordinating customer surveys etc.
- To
compile data analytics for assessment and review of the Account Opening
documents against the current policy rules and guidelines; including
vetting of account opening documentation & change mandates against
existing policies and procedures and capture applications and account
maintenances in the system, and compilation of various Client Experience
Data and MI analytics spanning but not limited to Customer Onboarding,
Complaints and Queries Management, Clients Experience Service Standards
Governance Reports, Payment’s documentation tracking.
Key Accountabilities
Client Experience Governance Analytics– 70/80%
Compile data analytics and MI for managing but not limited
to the following client experience activities and measures:
- Ensure
escalation of all service issues relating to (including of and not limited
to) processes and queries not closed within agreed timeframes is done to
the appropriate level and person(s), ensuring that the CX Lead, or
designate is advised.
- Ensure
Complaints MI is circulated monthly to the CIB team highlighting the
emerging service trends and themes with a view to improving client
experience.
- Ensure
quality of cases is as per the complaints handling guidelines and feedback
to the teams on any gaps on complaints logged.
- Ensure
root cause of client complaints is identified.
- Ensure
80% of all cases are resolved on the same day.
- Ensure
quality of details captured on the CIB complaints MI is 100% accurate,
concise, and timely.
- Support
in designing and managing business processes to minimize income leakages
and boost efficiency and effectiveness.
- Track
the Error Rate of returned documentation on KYC for each RM/CMA through MI
circulated monthly.
- Ensure
to create a customer database that is ‘alive’ and ensure that contact
information is updated on a quarterly basis as a minimum.
- Develop
and manage effective MI that drives the CIB business and enhances business
and individual performance.
- Compile
adhoc MI that may be required from time to time.
- Participate
in ARO and Kenya service meetings with a view to find solutions to
emerging service themes.
- Pro-actively
track all logged client cases/pre-empted queries to ensure that they are
being handled as per expected standards and TCF policy.
- Use
weekly MI to address areas of focus that are flagged with an AMBER or RED
rating.
- Work
closely with CX team in championing a culture of operational excellence to
deliver ever-improving performance standards to corporate customers.
- Identify
improvements to processes and procedures that will improve the delivery of
excellent operational service and effectiveness, and champion these
improvements, within agreed guidelines
- Ensure
that all UA01 files/folders are filed within the CIB shared folders as per
data retention schedules while ensuring 100% integrity of files/folders is
maintained. Tableau files and actioned UA01 files or folders should easily
be available when required by stakeholders.
- Management
and circulation of the UA01 tracker to stakeholders to ensure compliance
in reporting excesses as per that excess reports’ rules set.
- Conduct
monthly sampling for supporting documentation of online outward
remittances that are over USD 10,000 or its equivalent in other
currencies.
Business Management – 20/30%
- Participating
in regular coverage huddles to focus on problem areas and implementation
of practical solutions.
- Ensure
workflow between front and back office/operations teams is smooth, regular
and proactive. All internal deadlines met with least expectation being far
within SLA.
- Proper
handover during leave with handover notes/actions discussed and agreed at
least one (1) week before scheduled leave.
- Adhere
to the agreed procedures and plan i.e. leave rotation etc.
- Actively
participate in training sessions and team building events.
- Actively
respond to and improve on feedback provided in the multi-source form.
Preferred Qualification
- University
degree in a Business-related area from a recognized institution.
Preferred Experience
Essential
Knowledge of the Bank’s products, services and policies
and/or other specialist knowledge required to undertake the role:
- Basic
technical skills relating to customer service equipment, detailed working
knowledge of the bank’s frontline systems, understanding of all front and
back-office processes and procedures, and working knowledge of risks and
controls relating to telephonic transactions
- In-depth
knowledge of relevant processes and procedures
- In-depth
knowledge of operational risk and rigor requirements and standards
applicable to the relevant processes and procedures.
- Clear
understanding of the team performance objectives – service level
agreements and customer service targets.
- Sound
understanding of technical systems e.g.,
Sybrin/ FCR/OWLS/KAMLS/BOC/SES/Salesforce, Tableau, QlikView
etc.
- A
working knowledge and understanding of relevant legislation e.g., KYC,
Money Laundering & service standards
- Good
knowledge of corporate banking service standards and complaints handling
procedure.
- Knowledge
of team interfaces with other business areas, centers and branches.
- A
broad awareness of bank products and services, and knowledge of corporate
banking products
- Appropriate
experience in a customer service environment and people management
experience preferably in corporate banking
Training is likely to assist effectiveness in the role
and may have been completed prior to undertaking this role:
- Compliance
Policies
- Corporate
Service Standards and Complaints Management process
- AML
- KYC
and Operation Rigor training
Additional details of exceptional aspects of the demands
of the role:
- Pan
bank stakeholder management on corporate service touchpoints, and SLA
monitoring
- Visual
concentration relating to screen-based work and checking work done
- Work
flexibly across a range of processes and activities.
Knowledge and Skills
- Teamwork
skills in a high-pressure environment
- Excellent
communication and presentation skills
- Excellent
telephone skills
- Internal
networking skills
- Analytical,
Information gathering, Creative Thinking and Decision-Making skills
- Change
management abilities including issue management and resolution
- Service
driven and Stakeholder Management
- Drive
Performance, Delight Customers and Execute at Speed.
SME Credit Manager at Absa Bank Kenya
Job Summary
To analyse the risks associated with new lending,
structuring and derivative proposals with the intention of facilitating new
business.
Job Purpose
- A
credit professional responsible for credit risk structuring of
transactions and sanctioning covering multiple industry sectors. The role
holder will have specific responsibilities for a range of SME customers.
- Support
the Business Banking SME Credit Team in providing credit input to Absa
Bank Kenya Plc, delivering a World-Class Credit service and contributing
towards achievement of the team’s risk and business objectives.
- Ensuring
the optimal quality of the credit portfolio by application of best
practice in decision-making, to a maximum personal lending discretion of
US$ 1.2 million.
Key Accountabilities
Credit Risk Management – 60-70%
- Ensure
the highest standard of credit quality through the structure, sanctioning,
monitoring and control of credit applications. Maintenance of these
standards both personally and as part of the Wholesale Credit Team.
- Sole
lending discretion, DG linked and set depending on
personal experience/accreditation.
- Exercise
judgement and discretion in the evaluation and approval/decline of higher
risk classification credit proposals.
- Provide
feeds into business and credit policy development, where appropriate.
- Provide
feeds into credit process development, where appropriate.
- Implementation
and ongoing delivery of business and credit policies and processes.
- Responsibility
for personal adherence to governance, compliance and lending portfolio
controls. Ensuring own conformance to policy and procedures within
the Wholesale Credit Function, including proactive management of agreed
responsibilities for Data Integrity.
- Maintain
interactive relationship with other risk functions and Conformance Team.
- Advise
on risk reward and challenge pricing where appropriate.
Business Risk Partnership – 20-30%
- Deliver
service in line with agreed business needs.
- Work
in partnership with Country colleagues and proactively anticipate, respond
to and seek to exceed the expectations of customers.
- Work
with Country colleagues, providing post application-based coaching and
discussion, where appropriate to ensure effective development and delivery
of bespoke Risk solutions for customers.
- Proactively
contribute to embedding agreed change management initiatives in support of
process and quality improvements, cost reductions and development of
people.
- Contribute
towards the Team operating within cost budgets making recommendations for
‘working smarter.
Staff Management- 10-20%
- Support
the Team Leaders in delivering effective performance development for
individuals within the team.
- Drive
proactive application of Absa Bank Kenya Plc Behaviours both personally
and throughout the team and coach and support colleagues within the Team.
Preferred Qualification
- Bachelor’s
degree from an accredited institution, accounting.
Preferred Experience
- At
least 5 years in credit sanctioning and a minimum of 3 years La Riba
credit sanctioning.
Knowledge and Skills
- Strong
intellect balanced by practical and pragmatic approach
- Decisive
- Analytical
and numerate
- Technical
Lending Analysis
- Risk
Management
- Build
effective working relationships with staff/stakeholders
- Communications
(written and oral) and presentations
- Effective
negotiation and influencing
- Leadership.
Universal/SME Banker at Absa Bank Kenya
Job Summary
To provide excellent customer experience, deliver
exceptional branch business growth and profitability. To observe compliance
& control requirements, keeping high level of bank standards.
Job Description
Key Accountabilities/Deliverables/Outcomes and
Approximate Time Split
Business Growth: Time split 60%
- Understand
and implement business strategic initiatives for the branch aimed at
increasing new business and wallet share from existing customers.
- Have a
clear understanding of all Retail and Business Banking products that could
satisfy customer needs.
- Manage
portfolio risks in line with banks’ portfolio appetite.
- Collaborate
in the development and implementation of sales initiatives with other
business functions i.e., Direct sales team, Asset Finance, CIB, and
Bancassurance to maximize cross-selling and better customer profiling
opportunities.
- In
conjunction with the branch manager, Industry heads, and products, conduct
product reviews and development through constant feedback from the market.
- Continuously
conduct market intelligence to identify new markets, customer trends, new
government /directives, and changes in policy by regulators.
- Contribute
to the development of branch sales strategy.
- Plan
and coordinate any marketing approaches for new business and actively
develop existing relationships.
- Actively
seek to grow own portfolio and cross-sell to ensure delivery of set
Targets.
- Appraise
and promptly address customer issues /complaints escalating as necessary
to ensure timely resolution as per the set standards.
- Ensure
quality sales and new to-bank accounts within your portfolio are promptly
funded at customer onboarding.
- Continuously
monitor own performance against targets agreed on, daily for new and
existing clients. Initiate appropriate action plans to address any
shortfalls in performance.
- Operationalize
campaigns as required with the Branch Manager and the business.
- Always
ensure excellent customer experience
- Drive
business targets through strict TAT observance and high-level service
delivery standards.
- Should
not advise an existing customer to open a similar account in their
respective Branches with a view of moving funds between the accounts.
- Should
not close an existing account in your Branch/domiciled in another Branch
with a view to re-opening a similar account.
- Accounts
re-streaming should be carried out in line with the Banks policy.
- Together
with BM, create ownership of the branch performance targets. Agree on
branch execution plans/strategies and ensure they are aligned to the
Bank’s overall strategy- Growth, Transformation, and Returns.
Internal Controls & Risk Management: Time split 10%
- Ensure
that Absa bank¡¦s policies and procedures are always adhered to when
handling different products.
- Ensure
adherence to all KYC & AML Processes regarding new and existing
business and that proper documentation is in place.
- Ensure
compliance with Operations Risk requirements to avoid losses arising from
operational lapses.
- Manage
costs within your area of operation.
- Effectively
carry out branch snap checks as assigned by the assistant branch manager.
- Ensure
the new business is properly booked and all income due to the Bank in
terms of charges, commissions, and fees are collected as per the current
tariff.
- Accurate
customer information is captured in the core banking system.
Customer Experience: Time split 20%
- Ensure
excellent customer experience is always maintained.
- Ensure
set TAT in account onboarding and loan processing is always achieved.
- Appraise
and promptly act on customer issues /complaints escalating as necessary to
ensure timely resolution.
- Ensure
set TAT in response to customer queries by phone, email, or letters is
strictly adhered to.
- Ensure
customer data is always up to date.
- Ensure
branch NPS scores are maintained as per the set standards.
- In
conjunction with the Branch Manager, co-ordinate branch initiatives aimed
at gathering feedback from customers on service standards and advise
leadership for improvements.
- Monitor
service to ensure customers are served within acceptable waiting time
having a work plan for both peak and off-peak periods.
Capacity Building & People Management: Time split 10%
- In
conjunction with the Branch Manager, Assistant Branch Manager, and other
branch colleagues create a conducive work environment, teamwork, and
effective succession opportunities to ensure maximum productivity.
- Ensure
the assigned e-learning and internal training activities for self and
direct reports are undertaken within set timelines.
- Determine
and manage Training Needs Analysis and own succession planning.
- Manage
your own leave by working closely with your Line Manager
Role/person specification
Qualification
-
Business related degree
Preferred Experience
- Familiarity
with various banking products and services, such as checking accounts,
savings accounts, loans, and credit cards.
- A
solid track record of achieving sales targets, & the ability to drive
sales and deliver excellent sales targets set by the bank.
Knowledge and Skills
- High
attention to detail & high sense of urgency.
- The
need to be flexible and adaptable in order to meet the challenging demands
of the job.
- Ability
to work under pressure to very tight timescales whilst producing an output
of the highest quality.
- Ability
to deal with and relate well with staff of all levels.
- High
focus on internal customer service excellence.
Branch Manager – CBD at Absa Bank Limited
Job Summary
To support delivery of targeted retail business
(non-medical) growth with the right parameters.
Job Description
Business Development- Branch
- Manage
relations with all General and Medical business channels at the branch to
deliver targeted premium outputs.
- Spearhead
and implement market expansion strategies at the branch.
- Pipeline
business management, quotation processing and transmitting the same within
TATs.
- Draw
up and operate SLAs with intermediaries for differentiated service
delivery.
- Monitor
and adhere to inter-departmental service level standards to ensure smooth
running of the branch
- Renewal
follow-up to achieve the renewal retention ratios.
- Champion
cross selling for branch business
- Coordinate
intermediaries’ activities at the branch level
Market Intelligence
- Collect
market intelligence through research by reading articles, publications,
internet, word of mouth and networking daily to keep abreast of market
developments.
- Assess
market opportunities with respect to competitor sales sources by remaining
in touch with market forces and influencing.
- Manage
knowledge capital by collecting, categorizing, storing, protecting, and
distributing the result of market.
Financial
- Debt
management as per the debt management standard
- Manage
and control expenditure for travel, events, and promotional items.
- Plan,
assign and allocate funds for events plans, or promotional items requited
for brand management through brand management activities as per the
structured calendar.
Operations & Compliance
- Actively
keep up to date with relevant knowledge, legislation and developments
within the business unit and insurance industry that may have an impact on
the business advantage.
- Coordinate
compliance with regulatory requirements for brokers for licensing and on
boarding requirements as per ABC third party standards.
Education and Experience Required:
- Degree
in Commerce, Insurance, Law, Business Administration
- At
least 7 years in Insurance Sales/or Underwriting
Professional qualifications
- ACII,
Diploma in Insurance (UK) or
- AIIK,
Diploma in Insurance (Kenya)
Education
- Higher
Diplomas: Business, Commerce and Management Studies (Required)
La Riba Area Sales Manager (Nairobi Region) at Absa Bank Limited
Key accountabilities/Deliverables/Outcomes
SUPERVISION OF LA RIBA LEAD GENERATORS TIME SPLIT
40%
- Support
and Enablement: Act as a key enabler to the La Riba Lead Generators by
equipping them with Shari’ah-compliant tools, knowledge, and resources
necessary to optimize Islamic banking sales in line with La Riba
principles.
- Sales
Target Achievement: Drive the achievement of annual La Riba sales
targets through effective delegation and support of Lead Generators.
Monitor their performance daily, weekly, quarterly, and annually,
providing coaching and feedback aligned with Islamic banking values.
- Target
Setting: Collaborate with team members to set individual targets for
La Riba products, including Islamic assets, liabilities, and
campaign-specific goals, ensuring alignment with Shari’ah-compliant
offerings.
- Team
Management: Oversee daily attendance and availability of the La Riba
sales team in accordance with HR policies. Manage and approve leave
requests while ensuring minimal disruption to field activities.
- Field
Activity Oversight: Monitor the daily movements and field activities
of Lead Generators to ensure planned customer engagements and outreach
efforts are executed effectively and ethically.
- Motivation
and Recognition: Foster a high-performance culture by motivating the
team and recognizing achievements through Absa Bank PLC’s recognition
programs, while upholding La Riba values.
- Training
and Development: Identify training needs specific to Islamic banking
and arrange for appropriate interventions through on-the-job coaching and
formal training programs.
- Training
Communication: Provide a summary of training needs to the Regional
Sales Managers annually, ensuring all mandatory and Shari’ah-compliant
learning interventions are completed.
- Recruitment
Support: Participate in interviews for La Riba Lead Generators based
on shortlists provided by Regional Sales Managers, HR, and the Resource
Coordinator, ensuring candidates align with Islamic banking principles.
- Onboarding
and Induction: Oversee the onboarding of new Lead Generators, ensuring
they complete formal induction and all mandatory compliance and Shari’ah
training.
- Disciplinary
Processes: Participate in disciplinary hearings for misconduct or
incapacity in collaboration with HR, ensuring fairness and adherence to
both HR and Islamic ethical standards.
- Compensation
Understanding: Ensure all Lead Generators have a clear understanding
of the La Riba compensation structure and how it aligns with performance
and compliance.
SUPERVISION OF LA RIBA SALES ACTIVITIES TIME SPLIT
30 %
- Campaign
Supervision and Product Promotion: Oversee La Riba product promotion
campaigns by distributing Shari’ah-compliant marketing materials to Lead
Generators. Cascade key product messages and ensure staff are trained on
new products, including proper usage of updated application forms in line
with Islamic banking standards.
- Sales
Performance Monitoring: Track and analyze La Riba sales performance on
a daily, weekly, and monthly basis. Share performance insights and reports
with Regional Sales Managers, highlighting trends, opportunities, and
areas for improvement within the Islamic banking portfolio.
BUSINESS EXPANSION TIME SPLIT 10 %
- Corporate
Sales Activations and Financial Trainings: Collaborate with Regional
Sales Managers to unlock La Riba sales opportunities within companies by
organizing Shari’ah-compliant sales activations and delivering tailored
financial literacy trainings that align with Islamic banking principles.
- Lead
Generation for New Company Sign-ups: Partner with the sales teams and
Regional Sales Managers to generate and convert leads for new company
sign-ups, ensuring all engagements and offerings are in full compliance
with La Riba’s ethical and Shari’ah standards.
Prestige (Sky Team) Team Leader at Absa Bank Limited
Job Description
Sales Performance 35%
- Monitor
and drive team-wide sales performance, ensuring the achievement of
individual and collective targets.
- Review
daily sales dashboards and coach underperforming bankers.
- Coordinate
with Data Led Sales Team to allocate leads strategically across the Sky
Prestige team.
- Champion
execution of campaigns by assigning roles, reviewing outcomes, and
reporting impact to the Head of Data Lead Sales.
- Collaborate
with colleagues in the Branch Network, Contact Centre, and Regional
Business Teams to identify and engage prospective clients across the
country.
- Leverage
digital channels and virtual platforms to drive customer acquisition,
engagement, and onboarding.
- Develop
territory-specific growth strategies tailored to regional trends and
remote client needs.
- Focus
on new to bank and cross-selling to existing customers to drive growth
within the segment.
- Vigilantly
monitor personal performance daily to surpass the targets set for new and
existing clients and take decisive action to rectify any performance
deficiencies.
- Proactively
seek out new prestigious clients within and outside the bank’s customer
base to drive client acquisition.
- Attain
a comprehensive understanding of all Retail and Business Banking products
to cater to customer needs effectively.
- Devise
and execute sales strategies tailored to the requirements of emerging
affluent clients, ensuring consistent achievement of individual sales
targets.
- Ensure
prompt funding of high-quality sales and new accounts within your
portfolio at customer onboarding.
- Drive
business targets by strictly adhering to turnaround time and delivering
service to the highest standards.
- Actively
champion Forex products and services among emerging affluent clients to
contribute significantly to overall Forex revenue targets.
- Deliver
personalized Forex solutions that address clients’ international
transaction needs, providing them with competitive and comprehensive
offerings.
- Collaborate
with other business functions to devise and execute sales initiatives,
maximizing cross-selling and enhancing customer profiling opportunities in
the prestige segment.
- Embed
quality metrics in all sales campaigns and monitor delivery for
consistency and compliance.
- Ensure
all Sky Prestige Bankers adhere to script standards, full disclosures, and
suitability checks during sales processes.
Portfolio Management & Growth 20%
- Maintain
and deepen relationships with emerging affluent clients, ensuring ongoing
client satisfaction and long-term engagement.
- Oversee
client portfolio health and relationship quality across all team-managed
clients.
- Ensure
client segmentation, wallet share opportunities, and cross-selling
strategies are embedded across all portfolios.
- Regularly
review banker portfolios for risk exposure, growth stagnation, or service
gaps.
- Continuously
conduct market intelligence to identify new markets, customer trends, new
government/directives and changes in policy by regulators.
- Conduct
regular reviews and provide tailored financial advice that aligns with the
clients’ evolving needs and financial goals.
- Engage
clients in discussions about their financial objectives and offer
solutions that promote portfolio growth and client loyalty.
- Focus
on growing the portfolio’s liabilities (deposits and investments) by
encouraging clients to increase their holdings with the bank.
- Promote
asset growth through targeted lending products and other financial
services, ensuring clients are aware of and utilize the bank’s offerings.
- Deliver
sales through excellent service, ensuring that every client interaction is
an opportunity to enhance the relationship and grow the portfolio.
- Should
not close an existing account in your Branch/domiciled in another Branch
with a view of re-opening a similar account.
- Grow
Product Per Customer
Net Active Customer Growth 5%
- Monitor
team performance on net customer growth.
- Implement
retention and engagement strategies team wide.
- Lead
client win-back campaigns and referrals via digital channels.
Portfolio Net Promoter Score 10%
- Ensure
high levels of client satisfaction by maintaining a strong focus on Net
Promoter Score (NPS) for the individual portfolio.
- Track
and report team Net Promoter Score (NPS) performance monthly.
- Lead
customer service escalations and intervene in complex client issues.
- Conduct
virtual or regional check-ins to uphold service standards.
- Utilize
digital tools to deliver a seamless customer experience.
- Resolve
client issues through remote support channels and coordinate with
in-country service teams as needed.
- Manage
service escalations from remote regions and ensure turnaround time is met
regardless of client location.
- Collaborate
with branch colleagues to ensure that service standards are met, and
clients are satisfied across all touchpoints.
- Ensure
excellent customer experience is always maintained.
- Address
client queries and complaints promptly, ensuring timely resolution and
communication.
- Ensure
customer data is always up to date.
- Ensure
SLA in account onboarding and loan processing is always achieved.
- As per
the agreed SLA action client feedback to continually improve service
delivery and strengthen client relationships.
- Proactively
manage potential service issues before they escalate, ensuring a smooth
and positive client experience.
- Review
customer feedback to identify service quality gaps; initiate service
recovery or improvement initiatives.
- Uphold
internal QA benchmarks and regulatory standards in every client
interaction.
Accuracy & Efficiency 5%
- To
maintain high operational efficiency, avoid RTS-related claw backs
- Tighten
controls on settlement issues, reducing process delays &
inefficiencies.
Quality Assurance 5%
- Lead
quality assurance efforts across Sky Prestige Bankers to ensure service
delivery, onboarding accuracy, and sales execution meet set standards.
- Review
and evaluate banker-client interactions (calls, emails, meetings) for
consistency, professionalism, and value-add in line with Prestige
standards.
- Regularly
assess quality of advice, portfolio reviews, and product suitability
across the team.
- Drive
corrective actions based on QA findings through structured coaching,
retraining, or escalation where necessary.
- Maintain
a quality dashboard and report trends to the Head of Data Lead Sales for
strategic interventions.
- Ensure
zero tolerance for mis-selling, misrepresentation, or non-disclosure
practices.
- Track
and close any client feedback, service lapses, or negative NPS drivers
tied to quality issues.
Impairment Management 10%
- Manage
team’s portfolio risks in line with banks portfolio appetite.
- To
Minimize impairments and manage customer defaults.
- To
proactively monitor team portfolio health to support Risk Management
Customer On-Boarding Accuracy 2.5%
- Ensure
team’s accuracy in capturing customer information in the core banking
system when onboarding.
- Ensure
new business is properly booked and all income due to the Bank in terms of
charges, commissions, fees are collected as per current tariff.
- Cost
management within the prestige portfolio.
Compliance Management 2.5%
- Champion
compliance awareness within the team.
- Review
of quality of onboarding and KYC documentation submitted by Sky Prestige
Bankers.
- Act as
control point for operational risk concerns before escalation to
Compliance or Risk functions.
- Conduct
monthly team-level health checks.
- Use QA
insights to flag systemic issues in KYC, onboarding, or advisory
processes.
- Collaborate
with Risk & Compliance on root cause analysis from audit/QA failures
and follow through on corrective actions.
Training 2.5%
- Participate
actively in personal and professional development, completing all
mandatory training on time and ensuring no overdue training sessions.
- Develop
team capability through ongoing coaching, peer learning, and skills
training.
- Monitor
training completion and conduct mini-knowledge assessments.
- Identify
high-potential team members and support career development.
- Address
behavioral and performance issues early and constructively.
- Represent
the team in leadership and strategy forums
- Collaborate
with branch management to create a collaborative and productive work
environment.
- Contribute
to the development of a strong team by sharing knowledge, mentoring peers,
and participating in team-building activities.
- Participate
in regular virtual training sessions and knowledge-sharing forums with
colleagues across the country.
- Leverage
digital platforms for peer learning and regional collaboration.
- Ensure
the assigned e-learning and internal training activities for self and
direct reports undertaken within set timelines.
- Determine
and manage Training Needs Analysis and own succession planning.
- Manage
your own leave by working closely with your Line Manager.
- Use
quality assurance results to guide individual and team training
interventions.
- Align
team upskilling plans with identified QA gaps in advisory, onboarding, or
client handling.
Leave Management 2.5%
- Manage
personal leave in a way that ensures continuity of client service,
coordinating with colleagues to cover responsibilities during absences.
- Coordinate
leave schedules for Sky Prestige Bankers to ensure continuous client
support.
- Track
team wellness and flag burnout risks to Head of Data Lead Sales.
- To
ensure that the wellness & individual growth drive is upheld.
Specialist Data Engineer at Absa Bank Limited
Job Summary
Work embedded as a member of squad OR; across multiple
squads to produce, test, document and review algorithms & data specific
source code that supports the deployment & optimisation of data retrieval,
processing, storage and distribution for a business area.
Job Description
Data Architecture & Data Engineering
- Understand
the technical landscape and bank wide architecture that is connected to or
dependent on the business area supported in order to effectively design
& deliver data solutions (architecture, pipeline etc.)
- Translate
/ interpret the data architecture direction and associated business
requirements & leverage expertise in analytical & creative problem
solving to synthesise data solution designs (build a solution from its
components) beyond the analysis of the problem
- Participate
in design thinking processes to successfully deliver data solution
blueprints
- Leverage
state of the art relational and No-SQL databases as well integration and
streaming platforms do deliver sustainable business specific data
solutions.
- Design
data retrieval, storage & distribution solutions (and OR components
thereof) including contributing to all phases of the development lifecycle
e.g. design process
- Develop
high quality data processing, retrieval, storage & distribution design
in a test driven & domain driven / cross domain environment
- Build
analytics tools that utilize the data pipeline by quickly producing
well-organised, optimized, and documented source code & algorithms to
deliver technical data solutions
- Create
& Maintain Sophisticated CI / CD Pipelines (authoring & supporting
CI/CD pipelines in Jenkins or similar tools and deploy to multi-site
environments – supporting and managing your applications all the way to
production)
- Automate
tasks through appropriate tools and scripting technologies e.g. Ansible,
Chef
- Debug
existing source code and polish feature sets.
- Assemble
large, complex data sets that meet business requirements & manage the
data pipeline
- Build
infrastructure to automate extremely high volumes of data delivery
- Create
data tools for analytics and data science teams that assist them in
building and optimizing data sets for the benefit of the business
- Ensure
designs & solutions support the technical organisation principles of
self-service, repeatability, testability, scalability & resilience
- Apply
general design patterns and paradigms to deliver technical solutions
- Inform
& support the infrastructure build required for optimal extraction,
transformation, and loading of data from a wide variety of data sources
- Support
the continuous optimisation, improvement & automation of data
processing, retrieval, storage & distribution processes
- Ensure
the quality assurance and testing of all data solutions aligned to the QA
Engineering & broader architectural guidelines and standards of the
organisation
- Implement
& align to the Group Security standards and practices to ensure the
undisputable separation, security & quality of the organisation’s data
- Meaningfully
contribute to & ensure solutions align to the design & direction
of the Group Architecture & in particular data standards, principles,
preferences & practices. Short term deployment must align to strategic
long term delivery.
- Meaningfully
contribute to & ensure solutions align to the design and direction of
the Group Infrastructure standards and practices e.g. OLA’s, IAAS, PAAS,
SAAS, Containerisation etc.
- Monitor
the performance of data solutions designs & ensure ongoing
optimization of data solutions
- Stay
ahead of the curve on data processing, retrieval, storage &
distribution technologies & processes (global best practices &
trends) to ensure best practice
Risk & Governance
- Identify
technical risks and mitigate these (pre, during & post deployment)
- Update
/ Design all application documentation aligned to the organization
technical standards and risk / governance frameworks
- Create
business cases & solution specifications for various governance
processes (e.g. CTO approvals)
- Participate
in incident management & DR activity – applying critical thinking,
problem solving & technical expertise to get to the bottom of major
incidents
- Deliver
on time & on budget (always)
Must have experience in:
- Spark
and Scala Developers
- Hadoop
experience
- Experience
in ETL
- AWS
(S3 Buckets)
- Data
Engineering skill
Data Scientist
Job Summary
The role holder is responsible for applying data mining
techniques, doing statistical analysis, building high quality prediction
algorithms, developing analytical reports and devising analytical solutions to
use cases and data science problems. This will involve the ability to create
sophisticated, value-added analytic systems that support revenue generation,
risk management, operational efficiency, regulatory compliance, portfolio
management, and research.
Job Description
Key accountabilities/Deliverables/Outcomes.
- Perform
statistical analysis, deploying models on large data sets.
- Conduct
exploratory data analysis
- Demonstrate
a strong understanding of agile delivery.
- Develop
code with Spark via PySpark or SparkR
- Perform
queries, aggregations, joins, and transformations using Spark, Hive, and
Pig.
- Develop
new data sets using feature-engineering techniques.
- Deliver
value by creating functions, classes, and packages to automate processes
and workflows for production deployment.
- Evaluates
user request for new/modified programs to determine feasibility, cost and
time required, compatibility with current system, and computer
capabilities.
- Transform
large, complex datasets into pragmatic, actionable insights.
- Leverage
data to identify, quantify and influence tangible business gain
- Implement
analytical model designs, perform any restructuring required, and review
dataset implementations performed by the data engineer and BI developers.
- Selecting
features, building and optimizing classifiers using machine learning
techniques
- Data
mining using bank selected data mining tools
- Enhance
data collection procedures to include information that is relevant for
building analytic systems
- Processing,
cleansing, and verifying the integrity of data used for advanced analysis
- Doing
ad-hoc analysis and presenting results in reports, dashboards and charts
- Creating
automated anomaly detection systems and constant tracking of its
performance
- Implement
statistical data quality procedures or test-driven approach for quality
assurance
- Challenge
ideas and methods while working together with talented, highly skilled
team members.
- Design,
create, interpret and manage large datasets to achieve business goals
- Design,
build, and maintain various parts of the data warehousing with respect to
requirements gathering, data modelling, metric establishment, reporting
production, and data visualization.
- Gather
and process raw, unstructured data at scale into a form suitable for
analysis then consolidate into the data warehouse in order to perform
Business Intelligence and advanced analytics.
- Evaluate
datasets for accuracy and quality using statistical data quality
procedures, software, or test-driven approaches that ensure quality
assurance and solve any issues, which may arise.
- Improve
data foundational procedures, guidelines and standards and develop best
practices for data management, maintenance, reporting and security.
- Conduct
performance tuning to be able to optimize the application of statistical
models and scripts
- Develop
and maintain documentation/manuals on models developed, reports generated
and statistical solutions devised.
- Carry
out technical user training as required to enable users interpret Data
Science solutions
- Ability
to take personal responsibility and accountability for timely response to
client queries, requests or needs, working to remove obstacles that may
impede execution or overall success.
- Assist
in developing and implementing a program of continuous improvement of Data
processes through a cycle of analysis of existing systems, processes, and
tools, identifying areas for improvement, and implementing high-impact
changes, and getting feedback from stakeholders.
- Understand
Key Performance Measures and Indicators that drive company performance
measurement, reporting, and analytics across functions and understand how
these metrics and measures align and track against overall business
strategies, goals and objectives.
- Work
with Business Customers to understand business requirements and implement
solutions and with business owners to develop key business questions and
to build datasets that answer those questions.
- Assist
to analyze business/use case requirements from BI analysts to determine
operational problems, define data modeling requirements, gather and
validate information, apply judgment and statistical tests and develop
data structures to support the generation of business insights and
strategy;
- Provide
test interfaces for users to test the reports and dashboards before being
put on the production environment.
Role/person specification
Qualification
- Bachelor’s
degree in mathematics/statistics, data sciences or related quantitative
fields.
Preferred Experience
- 1-3
years Technical experience in data science
Knowledge and Skills
- Data-oriented
personality
- Knowledge
of agile software development process and performance metric tools
- Experience
extracting and cleaning text in different formats e.g. HTML, pdf files
- Proven
ability to collaborate with other team members across boundaries and
contribute productively to the team’s work and output, demonstrating
respect for different points of view. Able to use strong interpersonal and
teamwork skills to cultivate effective, productive client relationships
and partnerships across organizational boundaries.
- Knowledge
on the Hadoop Data Platform and using Scala for big data analysis
- Proficient
at queries, report writing and presenting findings
- Knowledge
of ETL and data integration tools
- Knowledge
of merging technological trends in programming languages and other
programming tools
