Internship | Job Vacancies at SMEP Microfinance Bank

Chief Accountant at SMEP Microfinance Bank

Chief Accountant (HR/01/26).

Reporting to the Head of Finance, the job holder will be responsible for financial reporting & to uphold the Banks’ Mission, Vision, Core Values and Motivation during the work tenure at SMEP MFB PLC.

KEY DUTIES AND RESPONSIBILITIES

• Responsible for implementation of financial controls .
• Responsible for budget preparation and monitoring.
• To directly supervise Accountants, Account assistants.
• To coordinate external & Internal Audits, due diligence & regulatory inspection and the implementation of External audit recommendations .
• To oversee all Bank reconciliations.
• To ensure that all Finance related reports are completed accurately and availed within the given timelines.
• The Secretary to ALCO .
• Oversee the Tax Management and Compliance processes .
• To oversee partner Reporting and ensure partner contracts are adhered to.
• Management of financial reporting system which includes confidentiality, Integrity and availability of financial data.
• Treasury management- Optimum placement of idle funds and cash flow management.
• Any other duty as prescribed by Head of Finance from time to time

Qualifications

• A Bachelor’s degree in finance, accounting, commerce, business administration, or an equivalent qualification from a university accredited by the relevant authorities in Kenya.
• Professional certification such as CPA (K), ACCA, CFA, or an equivalent qualification is required.
• Have current membership registration with ICPAK
• A Master’s Degree in a relevant field will be considered an added advantage.

Competencies and Experience

• A minimum of 7-10 years of progressive accounting experience.
• With at least 3-5 years in a supervisory or Managerial role.
• Prior Experience in a banking or Financial institution is highly desirable.
• The ideal candidate will demonstrate deep knowledge of IFRS, IAS and local tax laws.
• The ideal candidate will demonstrate strong leadership, analytical, and communication skills.
• Candidates must be practicing Christians who uphold and embody Christian values in their professional conduct.

Qualified and interested candidates who meet the above criteria should download the “Job Application Form” at www.smep.co.ke/careers

Application Form

Send your filled applications to recruitment@smep.co.ke indicating the Job Title & Reference on the e-mail subject on or before Monday 16th February, 2026. Only shortlisted candidates will be contacted.

Business Development Officers at SMEP Microfinance Bank

BUSINESS DEVELOPMENT OFFICERS – BDO 01/26

Reporting to the Branch Manager, the job holder will be responsible for business development through marketing and recruiting of customers, processing and disbursement of loans and ensure timely collection of the same to ensure healthy portfolio and a happy and satisfied customer base.

KEY DUTIES AND RESPONSIBILITIES

• Responsible for Marketing of Banks products and services
• Actively drive growth in customer numbers and ensure full adherence to the customer on-boarding Policies and Procedures
• Facilitate recruitment and registration of customers in existing and new groups
• Manage customer Relationships for both group customers and individual customers
• Stimulate client training on SMEP policies, procedures and basic business skills, loans, business, etc..
• Responsible for customer loan evaluations and processing.
• Responsible for maintaining a quality asset portfolio as per the Banks requirements
• Responsible for preparation and submissions of timely daily, weekly, monthly and quarterly reports as per the Banks’ requirements to the respective Office Holders.
• Ensure follow-up of defaulters and collection of arrears
• Responsible for proper record management for all customers
• Ensure customer retention through excellent customer service

Key Qualities, Qualifications & Competencies:

• Must be a practicing Christian who lives and upholds Christian Values, with a passion to serve.
• A minimum grade of C+ (plus) in KCSE
• An undergraduate Bachelor’s degree OR Diploma in Business related courses from a recognized institution.
• Knowledge in Sales and Marketing, credit risk management, credit lending, as well as relevant experience in the Banking sector will be an added advantage.
• Proficiency in computers is mandatory.
• Ability to analyze and interpret financial statements
• Clear understanding of microfinance/banking industry is an added advantage.
• Good interpersonal & communication skills with excellent customer service.
• A team player with the drive to improve performance.
• Persuasive with strong recognition skills,
• Self-driven and possess the ability to work with minimum supervision

How to Apply

Qualified and interested candidates who meet the criteria should download the “Job Application Form” at www.smep.co.ke/careers

Application Form

Send your filled applications to recruitment@smep.co.ke, indicating the Job Title & Reference on the e-mail subject. The deadline for applications is Friday 20th February, 2026. Only shortlisted candidates will be contacted.

Business Development Officers at SMEP Microfinance Bank

BUSINESS DEVELOPMENT OFFICERS – BDO 10/25

Reporting to the branch manager , the job holder will be responsible for business development through marketing and recruiting of customers, processing and disbursement of loans and ensure timely collection of the same to ensure healthy portfolio and a happy and satisfied customer base.

KEY DUTIES AND RESPONSIBILITIES

• Responsible for Marketing of Banks products and services 
• Actively drive growth in customer numbers and ensure full adherence to the customer on-boarding Policies and Procedures
• Facilitate recruitment and registration of clients in existing and new groups
• Stimulate client training on SMEP policies, procedures and basic business skills, loans, business, e.t.c.
• Ensure that all clients contribute weekly savings and repay their loans on time
• Responsible to evaluate clients’ businesses and determine whether they are worth the amount applied for
• Responsible for client evaluations and loan processing.
• Responsible for maintaining a quality asset portfolio as per the Banks requirements
• Responsible for preparation and submissions of timely daily, weekly, monthly and quarterly reports as per the Banks’ requirements to the respective Office Holders.  
• Responsible for recording, verifying and assessing the chattels offered for loans with assistance of the Branch Manager
• Ensure follow-up of defaulters and collection of arrears
• Responsible for record keeping for all clients e.g. savings, loan status etc.
• Ensure client retention through excellent customer service

Key Qualities, Qualifications & Competencies:

• Must be a practicing Christian who lives and upholds Christian Values, with a passion to serve.

• A minimum grade of C+ (plus) in KCSE
• An undergraduate Bachelor’s degree or Diploma in Business related courses from a recognized institution.
• Knowledge in Sales and Marketing, credit risk management, credit lending, as well as relevant experience in the Banking sector will be an added advantage.
• Proficiency in computers is mandatory. 
• Ability to analyze and interpret financial statements
• Clear understanding of microfinance/banking industry is an added advantage.
• Good interpersonal & communication skills with excellent customer service.
• A team player with the drive to improve performance.
• Persuasive with strong recognition skills,
• Self-driven and possess the ability to work with minimum supervision
• Ability to work independently under minimum supervision.

HOW TO APPLY

Qualified and interested candidates who meet the criteria should download the “Job Application Form” at www.smep.co.ke/careers, and send their filled applications to recruitment@smep.co.ke, indicating the Job Title & Reference on the e-mail subject. The deadline for applications is Friday 24^th October, 2025.  Only shortlisted candidates will be contacted.