Business Development Officers at SMEP Microfinance Bank
BUSINESS DEVELOPMENT OFFICERS – BDO 10/25
Reporting to the branch manager , the job holder will be
responsible for business development through marketing and recruiting of
customers, processing and disbursement of loans and ensure timely collection of
the same to ensure healthy portfolio and a happy and satisfied customer base.
KEY DUTIES AND RESPONSIBILITIES
- Responsible
for Marketing of Banks products and services
- Actively
drive growth in customer numbers and ensure full adherence to the customer
on-boarding Policies and Procedures
- Facilitate
recruitment and registration of clients in existing and new groups
- Stimulate
client training on SMEP policies, procedures and basic business skills,
loans, business, e.t.c.
- Ensure
that all clients contribute weekly savings and repay their loans on time
- Responsible
to evaluate clients’ businesses and determine whether they are worth the
amount applied for
- Responsible
for client evaluations and loan processing.
- Responsible
for maintaining a quality asset portfolio as per the Banks requirements
- Responsible
for preparation and submissions of timely daily, weekly, monthly and
quarterly reports as per the Banks’ requirements to the respective Office
Holders.
- Responsible
for recording, verifying and assessing the chattels offered for loans with
assistance of the Branch Manager
- Ensure
follow-up of defaulters and collection of arrears
- Responsible
for record keeping for all clients e.g. savings, loan status etc.
- Ensure
client retention through excellent customer service
Key Qualities, Qualifications & Competencies:
- Must
be a practicing Christian who lives and upholds Christian Values, with a
passion to serve.
- A
minimum grade of C+ (plus) in KCSE
- An
undergraduate Bachelor’s degree or Diploma in Business related courses
from a recognized institution.
- Knowledge
in Sales and Marketing, credit risk management, credit lending, as well as
relevant experience in the Banking sector will be an added advantage.
- Proficiency
in computers is mandatory.
- Ability
to analyze and interpret financial statements
- Clear
understanding of microfinance/banking industry is an added advantage.
- Good
interpersonal & communication skills with excellent customer service.
- A team
player with the drive to improve performance.
- Persuasive
with strong recognition skills,
- Self-driven
and possess the ability to work with minimum supervision
- Ability
to work independently under minimum supervision.
HOW TO APPLY
Qualified and interested candidates who meet the criteria
should download the “Job Application Form” at www.smep.co.ke/careers, and send their
filled applications to recruitment@smep.co.ke,
indicating the Job Title & Reference on the e-mail subject.
The deadline for applications is Friday 24th October,
2025. Only shortlisted candidates will be contacted.