Director, Transaction Banking Sales, Kenya at Standard Chartered Bank
Job Summary
Drive Cash and Trade business growth for CIB Client Coverage
Kenya by originating new business, deepening existing client relationships, and
increasing penetration of Transaction Banking solutions across assigned
portfolios. The role focuses on disciplined sales execution, development of
differentiated Customer Value Propositions, and close collaboration with
Coverage, Product, Financial Markets and other internal stakeholders to deliver
sustainable Transaction Banking revenues while upholding the highest standards
of conduct, governance and risk management.
Key Responsibilities
- Use
market insights to identify growth opportunities, emerging risks and
competitive threats, supporting proactive actions to protect and grow
Transaction Banking revenues.
- Collaboration
& Stakeholder Management
- Work
closely with Coverage, Product, Financial Markets, Operations, Finance,
Risk and Compliance teams to ensure effective delivery, maintenance and
growth of the CIB Cash and Trade business.
- Coordinate
internal stakeholders to ensure seamless execution of client solutions,
strong client experience and disciplined post deal management.
Risk, Governance & Conduct
- Conduct
all sales and client activities in full compliance with Group policies,
local regulatory requirements and the Group Code of Conduct.
- Proactively
identify, escalate and mitigate risks, maintaining strong controls and a
robust risk and compliance culture across all client engagements.
Strategy
- Develop
long term strategic and tactical client level plans, including client
engagements and stakeholder mapping, integrated into the overall account
plan and in alignment with the coverage partners.
- Define
digitization agenda in the assigned portfolio that would drive client
loyalty, wallet share growth, and share of mind.
- Partner
with specialized team (in Cash, Trade and SC Prism FX) as appropriate to
create additional capacity to deliver on client requirements.
- Identify
Cash and Trade business opportunities, structuring and pitching
appropriate solutions, making effective pitches, and delivering client
mandates seamlessly.
- Collaborate
with implementation, client management and service teams to ensure
consistent and superior client experience.
- Develop
jointly with the Product teams an operating plan to meet country revenue
targets for Cash and Trade in line with the overall Transaction Banking
sales strategy.
Business, Financial Targets & Processes
- Deep
understanding of clients’ operating environment including day to day
transactional flows, cash investment needs, trading cycles, and
operational banking requirements.
- Cash:
Drive OPAC balances and liabilities to agreed levels as per scorecard.
- Trade:
Drive utilization on Trade Assets and Contingents to agreed levels as per
scorecards.
- Drive
healthy sales pipeline and closures through business origination activity.
- Execute
activities in line with TB sales pipeline and deal review policies.
- Support
in RFP responses, client pitches and ensure successful conversions, seek
feedback and corrective actions for unsuccessful bids.
- Provide
pricing in line with Cash and Trade pricing policy for flow opportunities
(e.g. OPAC, bank guarantees, additional accounts, etc.)
- Manage
deal execution, maintain oversight on implementation, and ensure revenue
realization.
- Identify
SC Prism FX cross-sell opportunities (as appropriate) and pass on the lead
to the relevant teams.
Risk Management
- Take
the initiative regarding regulatory, reputational, and ethical matters,
taking the initiative for providing proactive advice to clients.
- Ensure
adherence with the highest standards of ethics, and compliance with
relevant policies, processes, and regulations.
- Ensure
appropriate TB inputs are incorporated in BCA / Term sheet / Pre-Screening
review / Credit.
- Effectively
identify, escalate, mitigate, and resolve risk and compliance matters.
- Ensure
there are appropriate frameworks in place so that the Cash and Trade Sales
business is carried out within the Group’s risk appetite and risks are
appropriately managed in conjunction with Head CIB Client Coverage, TB
product partners, direct reports, and other stakeholders.
- Embed
the Group’s values and code of conduct and develop a robust culture to
ensure that adherence with the highest standards of ethics, and compliance
with relevant policies, processes, and regulations among employees.
- Ensure
that Risk Management matters that are brought to the job holder’s
attention are subject to direct remedial action and/or ensure adequate
escalation to Group/governance committees, as appropriate.
Client Centricity
- Understanding
of the client business model, industry, and overall ecosystem.
- Understand
the client’s needs and challenges and create solutions to address
accordingly.
- Work
in cohesion with RMs and CMs as relationship Management team.
Client team
- Pro-actively
lead cash and trade opportunity development with coverage partners and
product teams.
- Execute
activities in line with sales pipeline policy and apply sales discipline.
- Collaborate
with other specialized teams on identified cross-sell opportunities.
- Collaborate
with implementation, client management and service teams to ensure
consistent and superior client experience.
Ideation/Pitches
- Take
the lead in identifying explicit and implied client needs, engaging key
influencers and decision makers, developing solutions and leading
proposals and pitches to clients.
- Leverage
Structured Solutions team / Treasury solutions and TB Product expertise
for complex solutions.
- Replicate
unique solutions across clients.
- Provide
input to Product Managers on evolving client and competitor landscape.
Execution
Manage the execution (as per internal guidelines) through to
revenue realization.
- For
complex bespoke deals work along Structured solutions team both in respect
to cash & trade
- Monitor
Cash and Trade driver growth.
- Monitor
usage of channels.
- Ensure
that any post sales service issues identified are managed appropriately by
Client Service Group or Premier Service Management.
Governance
- Build
strong & deep relationships with regulatory authorities and local
industry bodies, and ensure the business is ahead of the regulatory change
agenda.
- In
conjunction with CEO, CIO & Compliance, proactively engage local and
global business & functional partners and stakeholders to drive the TB
Transactional Sales agenda and ensure alignment.
- Promote
the SC brand and Group Code of Conduct – exemplify the values of the Group
in all undertakings.
Regulatory & Business Conduct
- Display
exemplary conduct and live by the Group’s Values and Code of
Conduct.
- Take
personal responsibility for embedding the highest standards of ethics,
including regulatory and business conduct, across Standard Chartered Bank.
This includes understanding and ensuring compliance with, in letter and
spirit, all applicable laws, regulations, guidelines and the Group Code of
Conduct.
- Effectively
and collaboratively identify, escalate, mitigate and resolve risk, conduct
and compliance matters.
Key stakeholders
- Internal
- Country
Head of CIB/CEO and Coverage Team (RMs, CMs and CAs)
- Country
and Regional TB Heads
- Country
and Regional Heads of Products / Segments
- Country
and Regional Heads of Functions
- Specialized
teams within TB (SSD, SC PRISM FX, VMT, etc)
- External
- Represent
Standard Chartered Bank and Transaction Banking with all stakeholders
including Clients and industry players.
Other Responsibilities
- Embed
Here for good and Group’s brand and values in Kenya/CIB/TB Corporate Sales
; Perform other responsibilities assigned under Group, Country, Business
or Functional policies and procedures; Multiple functions (double hats)
- Regional
Transaction Banking Sales Executive for assigned clients
- Skills
and Experience
- Strategic
Sales Planning, Pipeline discipline
- Origination
and spotting new business
- Client
Relationship Management
- Disruptive
Innovation
- Knowledge
of Cash Product
- Knowledge
of Trade and Working Capital
Qualifications
- Education-
Bachelor’s Degree or Advanced Degree (in a business-related discipline preferable)
- Training-
Certification in advanced trade, working capital / cash
- Practitioner
with advanced / expert cash and or trade, working capital knowledge.
- Membership-
Preferably in cash management, trade and working capital
- Certifications-
Preferably in cash management, trade and working capital
- Languages-
English
Affluent Segment CVP (Customer Value Proposition) Manager at Standard Chartered
Job Summary
This role is responsible for designing and implementation of
the Affluent Client Value Proposition (CVP) to support in our strategy to be
the leading international wealth manager.
Key for this role will be accountable for defining, owning
and continuously innovating an end to end value proposition for Affluent
Clients to deliver a compelling, differentiated and commercially sustainable
proposition across products, pricing, experiences, privileges, partnerships and
service models that enhances capability and consistency in client acquisition,
client growth and client retention.
Key Responsibilities
Strategy
- Develop
an Affluent Proposition that speaks to driving our wealth solutions to
remain as the leader in the market.
- Execute
the Affluent strategy, by spearheading all Segment initiatives by working
very closely with all stakeholders: Client Relationship/marketing/
Compliance/ Risk teams.
- Keep
the Affluent CVP relevant by re-designing and revamping the offering using
market information on changing client behaviour and needs, by running
client surveys and research with the aim of developing a proposition that
responds to the client needs and other wants.
- Work
closely with the product managers to develop an understanding of the
competitive landscape and market share and identify prospective partners
who can address customer needs and accelerate growth.
- Create
awareness to both internal & external clients on the Affluent CVP.
- Design
relevant campaigns to support performance of frontline to meet and exceed
targets and monitor and track campaign performance and results; use these
learnings for future campaigns and share best practices.
- Manage
the communication and events calendar for the Affluent Segment and ensure
budgets are not surpassed.
- Work
with partnerships team to onboard partners deemed relevant in offering
solutions in line with our Affluent client needs.
- Drive
client experience by monitoring Net Promoter Scores performance and
formulating strategies to address negative feedback and grow client
favour, including at all physical touchpoints (Priority Centres etc)
- Liaise
with the Group and Region on Affluent CVP initiatives.
Business
- Identify,
assess, and support partnership opportunities contributing to Affluent
Banking business strategy – identification of business models, innovation
opportunities, strategic alignment and go to market plans.
- Close
monitoring and analysis on competitor landscape and market share.
- Oversee
programs and projects with strategic internal & external partners,
manage overall expectations, handle and resolve business and technical
issues.
- Work
with Corporate Affairs Brand & Marketing in managing Affluent customer
events.
- Work
closely with Client Experience to ensure simple and streamlined client
journeys are deployed.
- Work
closely with Conduct & Financial Crime Compliance and Risk teams to
ensure CVP delivery is within the governance construct.
Processes
- Work
closely with Product Managers and client experience to execute on simple
processes in solution delivery.
- Identify
areas for process improvement and recommend ways to increase functional
effectiveness and improved operational efficiencies.
- Provide
direction and guidance to develop and articulate CVPs that translate into
effective and strong communication strategy at all customers touchpoints.
- Strategize
with cross-functional teams on the design, execution, and measurement of
partnership programs, campaigns, and events to drive partner-influenced
opportunities and drive the growth of Affluent.
People & Talent
- Lead
through example and build the appropriate culture and values. Set
appropriate tone and expectations from the team and work in collaboration
with risk and control partners.
Risk Management
- Provide
leadership around Risk Management, both reputational and operational to
ensure they are proactively identified and mitigated in country and all
issues are timely reported/escalated in line with Group and local policies
and procedures.
- Coach
and manage the team in these matters and ensure they are adequately
trained in and cognisant of regulatory, reputational, and ethical risks.
Governance
- Compliance
with external and internal regulations/policies on Ops, Credit,
Reputational and People Risk.
- The
implementation of Risk Type Global policies across the Cluster, and as
appropriate, the maintenance of Business Policy/ Country addendum.
- Ensure
that risk assurance processes are in place across the Cluster to provide
evidence of proactive risk management of the Risk Type and compliance with
policy.
- Ensure
that the Risk Type is properly represented at the relevant Business/
Country Risk Committees.
- Ensure
that Risk Management responsibilities and processes for the Risk Type are
properly communicated across the Business/ Country to all staff impact.
Regulatory & Business Conduct
- Display
exemplary conduct and live by the Group’s Values and Code of
Conduct.
- Take
personal responsibility for embedding the highest standards of ethics,
including regulatory and business conduct, across Standard Chartered Bank.
This includes understanding and ensuring compliance with, in letter and
spirit, all applicable laws, regulations, guidelines and the Group Code of
Conduct.
- Support
the Affluent and Wealth team to achieve the outcomes set out in the Bank’s
Conduct Principles: Fair Outcomes for Clients; Effective Financial
Markets; Financial Crime Compliance; The Right Environment.
- Effectively
and collaboratively identify, escalate, mitigate and resolve risk, conduct
and compliance matters.
- Embed
the Group’s Values and Group Code of Conduct to ensure adherence with the
highest standards of ethics. Comply with relevant policies, processes and
regulations, as part of the culture.
Key stakeholders
- Head,
Affluent and Wealth Management
- Head,
Client Relationships
- All
Product Managers & Product Specialists
- Head,
Client Experience
- Wealth
& Retail Banking Operations
- Branch
Managers
- Relationship
Teams
Skills and Experience
- Data
Analytics
- CVP
Understanding/ Experience
- Strategy
Development
- Spot
Opportunities
- Solve
Problems
- Take
the Lead
- Build
Resilience
Qualifications
- Education
- Bachelor’s
Degree Required – MBA (Strong Advantage)
Premium Executive (Nanyuki Branch) at Standard Chartered Bank
Key Responsibilities
- Drive
client engagement in line with coverage model.
- Engage
premium clients by identifying and meeting needs via cross sell of retail
banking products. Primary focus will be on increasing penetration of
wealth and insurance along with improving CASA AUM.
- Follow
the applicable contact management approach to drive engagement with
premium clients. Execute applicable sales campaigns as designed and
released by country segment teams
- Drive
‘Needs based conversations’ with clients to provide suitable products.
Focus on building relationship via consultative selling approach
- Meet
or exceed applicable scorecard targets
- Handle
Client led product requests triggered via Cliient Engagement Systems
(CEMS) leads.
- Follow
up and manage expectations of clients to ensure timely processing of sales
transactions
- Help
drive digital adoption within the portfolio
- Support
on boarding of premium clients and create a pipeline for upgrade to
priority segment
- Embed
Here for good and Group’s brand and values as part of Premium executive
team
- Perform
other responsibilities assigned under Group, Country, Business or
Functional policies and procedures.
Portfolio Management
- Drive
portfolio growth through existing to bank (ETB) and increased product per
customer (PPC) ratio.
- Based
on client profile, map client potential and work towards up streaming to
Wealth Management Solutions
Risk Management
- Responsible
for identifying, assessing, monitoring, controlling and mitigating risks
to the Group. Also, an awareness and understanding of the main risks
facing the Group and the role the individual plays in managing them
- Remain
at alert to the risk of money laundering and assist in the Bank’s efforts
in combating it by adhering to the principles in relation to: “Identifying
your customer, knowing your customer, reporting suspicions, safeguarding
records and not disclosing suspicions to Customers”.
Operational Risk Policy
- Ensure
understanding of the Group’s Risk Management Framework including relevant
Operational Risk Framework ownership. Ensure a full understanding of the
risk and control environment in area of responsibility
Governance
- Responsible
for assessing the effectiveness of the Group’s arrangements to deliver
effective governance, oversight and controls in the business and, if
necessary, oversee changes in these areas
- Awareness
and understanding of the regulatory framework in which the Group operates,
and the regulatory requirements and expectations relevant to the role.
- Responsible
for delivering ‘effective governance’; capability to challenge fellow
executives effectively; and willingness to work with any local regulators
in an open and cooperative manner.
Know Your Customer
- Ensure
you remain alert to the risk of money laundering and assist in the Bank’s
efforts in combating it by adhering to the principles in relation to:
- Identifying
your customer, knowing your customer, reporting suspicions, safeguarding
records and not disclosing suspicions to customers
- Ensure
you are trained in combating money laundering
- Take
personal responsibility for embedding the highest standards of ethics,
including regulatory and business conduct, across Standard Chartered Bank.
This includes understanding and ensuring compliance with, in letter and
spirit, all applicable laws, regulations, guidelines and the Group Code of
Conduct.
- Lead
to achieve the outcomes set out in the Bank’s Conduct Principles
- Effectively
and collaboratively identify, escalate, mitigate and resolve risk, conduct
and compliance matters.
Internal
- Wealth
Specialist
- Branch
Managers
- Reginal
Managers
- Quality
Analyst
- Universal
Bankers
- CDD
and Operations teams
- External
- Customers
(Current and Potential)
Other Responsibilities
- Embed
Here for good and Group’s brand and values in team; Perform other
responsibilities assigned under Group, Country, Business or Functional
policies and procedures
QUALIFICATIONS
- Academic
or Professional Education/Qualifications in any higher institution
- 3
years in relevant portfolio management experience or related relevant
experience
- Licenses
and Certifications/accreditations; Wealth Management
Premium Executive (Chiromo Branch) at Standard Chartered Bank
Key Responsibilities
- Drive
client engagement in line with coverage model.
- Engage
premium clients by identifying and meeting needs via cross sell of retail
banking products. Primary focus will be on increasing penetration of
wealth and insurance along with improving CASA AUM.
- Follow
the applicable contact management approach to drive engagement with
premium clients. Execute applicable sales campaigns as designed and
released by country segment teams
- Drive
‘Needs based conversations’ with clients to provide suitable products.
Focus on building relationship via consultative selling approach
- Meet
or exceed applicable scorecard targets
- Handle
Client led product requests triggered via Cliient Engagement Systems
(CEMS) leads.
- Follow
up and manage expectations of clients to ensure timely processing of sales
transactions
- Help
drive digital adoption within the portfolio
- Support
on boarding of premium clients and create a pipeline for upgrade to
priority segment
- Embed
Here for good and Group’s brand and values as part of Premium executive
team
- Perform
other responsibilities assigned under Group, Country, Business or
Functional policies and procedures.
Portfolio Management
- Drive
portfolio growth through existing to bank (ETB) and increased product per
customer (PPC) ratio.
- Based
on client profile, map client potential and work towards up streaming to
Wealth Management Solutions
Risk Management
- Responsible
for identifying, assessing, monitoring, controlling and mitigating risks
to the Group. Also, an awareness and understanding of the main risks
facing the Group and the role the individual plays in managing them
- Remain
at alert to the risk of money laundering and assist in the Bank’s efforts
in combating it by adhering to the principles in relation to: “Identifying
your customer, knowing your customer, reporting suspicions, safeguarding
records and not disclosing suspicions to Customers”.
Operational Risk Policy
- Ensure
understanding of the Group’s Risk Management Framework including relevant
Operational Risk Framework ownership. Ensure a full understanding of the
risk and control environment in area of responsibility
Governance
- Responsible
for assessing the effectiveness of the Group’s arrangements to deliver
effective governance, oversight and controls in the business and, if
necessary, oversee changes in these areas
- Awareness
and understanding of the regulatory framework in which the Group operates,
and the regulatory requirements and expectations relevant to the role.
- Responsible
for delivering ‘effective governance’; capability to challenge fellow
executives effectively; and willingness to work with any local regulators
in an open and cooperative manner.
Know Your Customer
- Ensure
you remain alert to the risk of money laundering and assist in the Bank’s
efforts in combating it by adhering to the principles in relation to:
- Identifying
your customer, knowing your customer, reporting suspicions, safeguarding
records and not disclosing suspicions to customers
- Ensure
you are trained in combating money laundering
- Take
personal responsibility for embedding the highest standards of ethics,
including regulatory and business conduct, across Standard Chartered Bank.
This includes understanding and ensuring compliance with, in letter and
spirit, all applicable laws, regulations, guidelines and the Group Code of
Conduct.
- Lead
to achieve the outcomes set out in the Bank’s Conduct Principles
- Effectively
and collaboratively identify, escalate, mitigate and resolve risk, conduct
and compliance matters.
Internal
- Wealth
Specialist
- Branch
Managers
- Reginal
Managers
- Quality
Analyst
- Universal
Bankers
- CDD
and Operations teams
- External
- Customers
(Current and Potential)
Other Responsibilities
- Embed
Here for good and Group’s brand and values in team; Perform other
responsibilities assigned under Group, Country, Business or Functional
policies and procedures
QUALIFICATIONS
- Academic
or Professional Education/Qualifications in any higher institution
- 3
years in relevant portfolio management experience or related relevant
experience
- Licenses
and Certifications/accreditations; Wealth Management
Premium Executive (Eldoret Branch) at Standard Chartered Bank
Key Responsibilities
- Drive
client engagement in line with coverage model.
- Engage
premium clients by identifying and meeting needs via cross sell of retail
banking products. Primary focus will be on increasing penetration of
wealth and insurance along with improving CASA AUM.
- Follow
the applicable contact management approach to drive engagement with
premium clients. Execute applicable sales campaigns as designed and
released by country segment teams
- Drive
‘Needs based conversations’ with clients to provide suitable products.
Focus on building relationship via consultative selling approach
- Meet
or exceed applicable scorecard targets
- Handle
Client led product requests triggered via Cliient Engagement Systems
(CEMS) leads.
- Follow
up and manage expectations of clients to ensure timely processing of sales
transactions
- Help
drive digital adoption within the portfolio
- Support
on boarding of premium clients and create a pipeline for upgrade to
priority segment
- Embed
Here for good and Group’s brand and values as part of Premium executive
team
- Perform
other responsibilities assigned under Group, Country, Business or
Functional policies and procedures.
Portfolio Management
- Drive
portfolio growth through existing to bank (ETB) and increased product per
customer (PPC) ratio.
- Based
on client profile, map client potential and work towards up streaming to
Wealth Management Solutions
Risk Management
- Responsible
for identifying, assessing, monitoring, controlling and mitigating risks
to the Group. Also, an awareness and understanding of the main risks
facing the Group and the role the individual plays in managing them
- Remain
at alert to the risk of money laundering and assist in the Bank’s efforts
in combating it by adhering to the principles in relation to: “Identifying
your customer, knowing your customer, reporting suspicions, safeguarding
records and not disclosing suspicions to Customers”.
Operational Risk Policy
- Ensure
understanding of the Group’s Risk Management Framework including relevant
Operational Risk Framework ownership. Ensure a full understanding of the
risk and control environment in area of responsibility
Governance
- Responsible
for assessing the effectiveness of the Group’s arrangements to deliver
effective governance, oversight and controls in the business and, if
necessary, oversee changes in these areas
- Awareness
and understanding of the regulatory framework in which the Group operates,
and the regulatory requirements and expectations relevant to the role.
- Responsible
for delivering ‘effective governance’; capability to challenge fellow
executives effectively; and willingness to work with any local regulators
in an open and cooperative manner.
Know Your Customer
- Ensure
you remain alert to the risk of money laundering and assist in the Bank’s
efforts in combating it by adhering to the principles in relation to:
- Identifying
your customer, knowing your customer, reporting suspicions, safeguarding
records and not disclosing suspicions to customers
- Ensure
you are trained in combating money laundering
- Take
personal responsibility for embedding the highest standards of ethics,
including regulatory and business conduct, across Standard Chartered Bank.
This includes understanding and ensuring compliance with, in letter and
spirit, all applicable laws, regulations, guidelines and the Group Code of
Conduct.
- Lead
to achieve the outcomes set out in the Bank’s Conduct Principles
- Effectively
and collaboratively identify, escalate, mitigate and resolve risk, conduct
and compliance matters.
Internal
- Wealth
Specialist
- Branch
Managers
- Reginal
Managers
- Quality
Analyst
- Universal
Bankers
- CDD
and Operations teams
- External
- Customers
(Current and Potential)
Other Responsibilities
- Embed
Here for good and Group’s brand and values in team; Perform other
responsibilities assigned under Group, Country, Business or Functional
policies and procedures
QUALIFICATIONS
- Academic
or Professional Education/Qualifications in any higher institution
- 3
years in relevant portfolio management experience or related relevant
experience
- Licenses
and Certifications/accreditations; Wealth Management
Insurance Specialist at Standard Chartered Bank
Key Responsibilities
- Strategy
Sales Management:
- Collaborate
with the frontline staff to provide Professional Insurance Planning
services & Presales information, Meeting Potential customers.
- Analyse
customers’ financial situation and identify their financial needs;
recommend relevant Insurance solutions to best suit their needs.
- Recommend
and decide appropriate sales distribution and delivery channels and
provide quality after sales – services to maintain the customer
relationship & solicit referral business to expand the customer
base.
- Working
closely with frontline staff to optimize the sales results.
- Continuous
Product training & development across the specific segment. Sales
activation across Job families.
- Manage
sales productivity by doing joint review with Segments Heads.
- Establish
a comprehensive sales process for products and services and guide its
implementation across all segments and branches.
- Support
product development & deployment of appropriate systems and procedures
to support sales and service for Banca.
- Increase
in penetration of Insurance products across client segments.
- Organize
and deliver and present at least 1 segment specific webinar each week.
Support may be obtained from Insurance Service Provider (ISP) or external
stakeholder.
- Report
to segment head daily on team participation.
- Organize
at least one sales meeting and one training meeting weekly for segment
front-liners.
- Manage
leads via Client Experience Management System (CEMS) and ensure 80% of the
leads have been actioned on.
- Bancassurance
CVP Management:
- Look
after and deliver a strong Client Value Proposition (CVP) for all
bancassurance products.
- Work
with product managers to identify market growth/ cross-sell opportunities
to increase product holdings and improved revenues.
- Initiate,
execute and manage marketing programmes and strategies in line with
business.
- Active
analysis and review of all customer bases to understand customer profiles,
behavioural and lifestyle traits (including product holding mix, revenue
contribution, behavioural/ lifestyle analytics) to identify opportunities
for increasing customers’ insurance wallet share (total value).
- Keeping
abreast of market competition, industry practices and best practices to
constantly improve on overall business performance.
- Ensure
brand compliance for all above and below-the-line communication according
to local/ global Bank’s and relevant Insurance Partner standards.
- Portfolio
Management:
- Proper
tracking of Bancassurance Products sales (volume/revenue) to ascertain
quality, growth trends etc across the support branches/channels.
- Proper
management of Banca compliance processes that guide sales processes and
product management to mitigate mis-selling and ensure Treat Customers
Fairly (TCF) applies.
Marketing Management:
- Help
plan and implement marketing strategies to acquire, expand and retain
profitable relationships and grow market share.
- Identify
target customers’ financial, insurance and service needs: review,
recommend and implement products / service offering in liaison with
Product Manager.
- Provide
assistance in directing, motivating, training and coaching sales
distribution / delivery staff.
- Processes
- Establish
a comprehensive sales process for products and services and guide its
implementation across all segments and branches.
- Support
product development & deployment of appropriate systems and procedures
to support sales and service for Banca.
- Increase
in penetration of Insurance products across client segments.
People & Talent
- Key
Talent Themes required for a successful Insurance Specialist:
- Influence:
Action Orientation, Courage
- Work
style: Connectivity between Sales & Customer Centricity, Delegator,
Planner
- Relationship:
Accountability, Builder, Contribution, Encourager
- Thought
Process: Growth Orientation, Performance Orientation
- Governance
& Risk Management
- Ensure
internal controls are in place, monitor for compliance, review for changes
in systems, policies & regulations.
- Fully
comply with all policies, procedures, Key Control Standards to achieve
satisfactory audit grades in local & Group audits.
- KYC /
money laundering: Ensure you remain alert to the risk of money laundering
and assist in the Bank’s efforts in combating it by adhering to the key
principles in relation to identifying our customer, knowing our customer,
reporting suspicious transactions, safeguarding records and not disclosing
suspicions to customers.
- Support
the Business head and Business unit head in driving Operational Risk
Framework (ORF) management and compliance effort at the business and unit
level respectively.
- Regulatory
& Business Conduct
- Display
exemplary conduct and live by the Group’s Values and Code of
Conduct.
- Take
personal responsibility for embedding the highest standards of ethics,
including regulatory and business conduct, across Standard Chartered Bank.
This includes understanding and ensuring compliance with, in letter and
spirit, all applicable laws, regulations, guidelines and the Group Code of
Conduct.
- Effectively
and collaboratively identify, escalate, mitigate and resolve risk, conduct
and compliance matters.
Key stakeholders
- External
- Customers-
Engagement and relationship management
- Internal
- Segment
General Managers and one downs- Segment collaboration/coaching
- Branch
managers and Team Leaders- Support & partnership to deliver superior
customer
- Investment
Advisors and Relationship Managers
- Other
Wealth Specialists- Consultation / advise to customers
- Technology
and Operations support on customer requests, issues
- HR
& L&TD for training
Qualifications
- Education-Degree
in any business-related field
- Certifications-Certificate
of proficiency
Relationship Manager (Mombasa) at Standard Chartered Bank
Job Summary
As a Standard Chartered Relationship Manager, you’ll be
responsible for managing and developing relationships with high-profile clients
to drive business growth and meet the bank’s strategic objectives. You’ll
provide exceptional customer service with the provision of financial solutions
while managing operational risk and regulatory requirements.
About Wealth and Retail Banking
We are an international bank serving individuals and
businesses in the world’s most dynamic markets and help manage and grow their
wealth and expand their businesses at home and overseas through our
inter-connected global network.
Key Responsibilities
The role holder will be responsible for establishing and
maintaining strong client relationships which will translate into revenue and
growth for the bank through the acquisition of High-Net-Worth
Clients (i.e., clients with bankable net worth of above $0.5m)
The growth metrics measured include:
- Grow
the number of High Net Worth (HNW) Clients
- Growth
in Net New Money (NNM)
- Growth
in Product per Client
- Revenue
growth (Increase in Revenue per Client)
- Adhere
to Bank’s Operational Risk and Compliance processes
- Provide
outstanding client experiences.
- Organised,
follow-up leads, complete and record appointments, close customer requests
- Build
relationships for the long-term and understand clients financial needs and
aspirations to grow, manage and protect their wealth, with appropriate
investment solutions.
- Keep
abreast of market trends, new product offerings and the latest campaigns.
Regulatory & Business Conduct
- Display
exemplary conduct and live by the group’s values and code of
conduct.
- Take
personal responsibility for embedding the highest standards of ethics,
including regulatory and business conduct, across Standard Chartered Bank.
- This
includes understanding and ensuring compliance with, in letter and spirit,
all applicable laws, regulations, guidelines and the Group Code of
Conduct.
- Effectively
and collaboratively identify, escalate, mitigate and resolve risk, conduct
and compliance matters.
Skills and Experience
- Banking
knowledge and sales experience.
- Knowledge
and experience in providing complex wealth solutions.
- Outstanding
relationship management skills for affluent and ultra-high clients.
- Good
understanding of wealth products.
- Market
awareness and commercial acumen.
- Work
in a flexible and agile way.
- Courageous,
creative, responsive, and trustworthy.
- Thrives
in an international environment.
- Maintains
a high standard of personal conduct and lives our valued behaviours
Wealth and Retail Banking Graduate Programme Kenya 2026 at Standard Chartered
- Requisition
Number: 43845
- Job
Location: Nairobi, KEN
- Work
Type: Office Working
- Employment
Type: Graduates
- Posting
Start Date: 07/01/2026
- Posting
End Date: 28/02/2026
Job Description:
About the Wealth and Retail Banking team
We serve more than 13 million individuals and small
businesses, with a focus on the affluent segment which encompasses Private
Banking, Priority Private, Priority Banking, and Premium Banking. Within the
mass retail sector, our strategic focus is on emerging affluent clients who
will progress in their wealth journey with us, forming the future pipeline of
affluent clients.
We’re a leading wealth manager in Asia, Africa and the
Middle East, and our deep local presence and international network enables us
to capture the strong structural tailwinds which are driving cross-border
wealth flows. Our comprehensive product offerings span across deposits,
payments, financing, advisory, investments and bancassurance.
About the Graduate Programme – how you’ll learn and grow
Join a skills-first organisation where your potential
matters more than your background. From day one, you’ll build the skills that
matter – through real-world projects, mentoring, and tailored learning
journeys. Our 12-month graduate programme is designed to accelerate your
development and set you up for long-term success. You’ll benefit from:
- Structured
learning: Classroom training combined with hands-on experience
- Global
collaboration: Work with diverse teams and experienced leaders
- Skill
development: Build technical expertise and professional capabilities
In addition to continuous learning opportunities, you’ll be
given early responsibilities and be able to make extensive connections across
different teams, including:
- Affluent Banking: Accelerating
wealth growth for our affluent clients – Personal, Premium, Priority,
Priority Private and Private Banking.
- Wealth
Solutions: Committed to building, managing and protecting
client’s wealth.
- Digital
Banking: Using data and NextGen technology to deliver
personalised banking solutions.
- Bancassurance
Performance and Analytics: Supports the business through the
application of data, AI, and analytics to enhance performance.
Bring the skills and we’ll help you to grow
- We
believe that diverse skills drive innovation, which is why we welcome
students from all degree disciplines and encourage applicants from diverse
backgrounds:
- Strong
academic performance and extracurricular involvement
- Team
players with agility and resilience
- Analytical
thinkers with attention to detail
- Passion
for dynamic, fast-paced environments
- Excellent
project management and communication skills
- Have a
permanent legal right to work in the country you’re applying to
- You
must be a final year student, able to start full-time employment in July
2026.
Key Dates
Start Date: July 2026.
Client Coverage Internship Programme Kenya 2026 at Standard Chartered
- Requisition
Number: 45287
- Job
Location: Nairobi, KEN
- Work
Type: Office Working
- Employment
Type: Intern
- Posting
Start Date: 07/01/2026
- Posting
End Date: 01/03/2026
Job Description:
Client Coverage Internship Programme – 2026
When you join our Client Coverage team, you’ll collaborate
across teams to solve problems, spot opportunities, and deliver sustainable
outcomes – for clients and for the Bank. With our unique global footprint, your
work will have reach and relevance, partnering with governments, financial
institutions, corporations, and investors on projects that shape the future of
finance.
Globally, our Client Coverage teams are part of our
Corporate and Investment Banking (CIB) function, managing and developing our
client relationships. We work across the global network together with our
product partners to deliver working capital, financing, trade, cash and
financial markets solutions for our clients.
Join us if you want to work with some of the most
influential local and global corporates in your geographies. You’ll get the
opportunity to work with lots of different teams within the Corporate &
Investment Banking (CIB) business function and more broadly across the Bank.
About the Internship Programme – how you’ll learn and
grow
Join a skills-first organisation where your potential
matters more than your background. You’ll get the opportunity to work
alongside talented professionals, tackle real business challenges, and discover
what it’s like to be part of a global organisation. You’ll build valuable
skills, contribute to innovative projects, and form connections to last
throughout your career. Many interns go on to join us as graduates – this could
be where your journey begins.
The programme will support your skills
development:
- 10-week
summer internship
- A
structured induction and orientation
- Classroom
learning on our products, platforms and business
- On-the-job
training and technical seminars
- Support
from managers, mentors and buddies
- Networking
events with senior leaders
- Opportunities
to contribute to community initiatives.
Where you could work
You’ll be placed into one of the following teams:
- Corporate
Coverage: Partnering with top-tier multinational, local and
middle-market clients to deliver tailored banking solutions – from cash
management, and trade financing to lending, capital markets, and advisory
services.
- Financial
Institutions Coverage: Partnering with a diverse client base across
banking, insurance, asset management, public sector, and private
equity. The team plays a key role in delivering solutions across
financing, risk management, cash and securities, and investment strategies.
Roles
- Our
industry leading bankers will help you join one of the specialties below.
As part of our assessment process, we help you learn more about the
opportunities and determine which best suits your skills, attributes, and
interests. Whichever route you take, you’ll gain hands-on experience and
become an integral part of the team.
Assistant Relationship Managers
- Support
Senior Relationship Managers in the execution of deals, coordination
between clients and product partners, and account planning and business
approvals. Sales responsibilities will be assigned to you, and you’ll work
with multiple stakeholders to identify opportunities.
Credit Analysts
Assist Relationship Managers in managing risk, structuring
deals, and monitoring existing clients. You’ll gain a deep understanding of our
CIB products and how they are structured. You’ll also conduct credit,
financial, and industry risk analysis, as well as learn about environmental,
sustainability, and reputational risk types and how we manage them.
Bring the skills and we’ll help you to build your career
We believe that diverse skills drive innovation, which is why we welcome
students from all degree disciplines and encourage applicants from diverse
backgrounds. You’ll have:
- Strong
academic performance and extracurricular involvement.
- The
ability to work in a team with agility and resilience.
- Ability
to think analytically with strong attention to detail.
- A
passion for dynamic, fast-paced environments.
- Excellent
project management and communication skills.
- The
permanent legal right to work in
the country you’re applying to.
- You
must be a penultimate year student and available to intern in June 2026*
and start full-time in July
2027.
Key Date
- Start
Date: June 2026.
Global Internship Programme at Standard Chartered—Apply Now!
If you’re looking for hands-on banking internships for undergraduates, that provide an immersive experience of what it’s like to work in a global organisation, look no further. Learn more about our internship opportunities below!
What you’ll experience
Our summer internship programmes allow you to work directly
on real-world problems and build your business skills. You’ll take an active
role in supporting and driving innovation, creating lasting relationships and
connections along the way.
From roles in Wealth and Retail Banking and Investment Banking, to Technology and Audit roles, internship jobs like ours are designed to equip you with the knowledge you need to build a career in banking. Our internships are also a pipeline into our graduate programmes – if you do well, you could get a job offer at the end of the programme.
Global Internship Programme
About the programme
- The Global Internship Programme is the Bank’s structured Internship programme. These Internships typically take place during June – August for 10 weeks
- All interns will join a Standard Chartered country induction, receiving a welcome to the Bank.
- During the internship, interns will be exposed to the inner workings of our business to provide real work experience.
- Interns will be paired up with a ‘buddy’ from the International Graduate Programme to set
- you up for success during your internship and provide you insights into what could be your
- next role as an IG.
- High performing Interns will be eligible for placement in the Bank’s International Graduate
- Programme. For Financial Markets and Transaction Banking, there is an opportunity to be
- considered for other full time entry level roles.
We recruit interns for the following business areas
- Commercial Banking
- Global Banking
- Transaction Banking
- Financial Markets
- Corporate Finance
- Retail Banking
- Wealth Management
- Risk & Conduct, Financial Crime and Compliance
- SC ventures
Eligibility
To apply for an Internship position, you must have the legal right to work on a permanent basis in the country for which you’re applying for the full duration of the internship. If you’re applying in the US, you must have the legal right to work on a permanent basis. If you are applying for an internship in the UAE, Qatar, or Saudi Arabia, priority will be given to the nationals of the country in question. However, we will also consider applications from other Arab nationals.”
Interns must be in their penultimate (second to last) year of study. We will accept internship applications from final year students who are required to complete mandatory National or Military service after graduation.
The Bank does not sponsor work permits for the purposes of Internships.
Evaluation
All Interns participating in the Bank’s Global Internship Programme will be evaluated during the 10th week of employment. Evaluations will be used in final recruitment decisions for the International Graduate Programme and other full-time roles is an opportunity to be considered for other full-time entry-level roles with an aim to provide an offer before the internship is completed.
Apply
Learning and growth experience
Throughout your internship programme you’ll be encouraged
to seek feedback that will help you grow and develop your
knowledge, skills and experience.
At the end of the programme, you’ll be evaluated. Our
intention is to help you see where your strengths are and whether there
are any opportunities for you to further develop.
We’re looking to identify potential, which means the experience you gain at the Bank could lead to a job offer to join our graduate programme.
