Business Development Officer at Juhudi Kilimo
Job Summary
Implementing business development strategy to drive loan
portfolio growth and quality by marketing organization’s products and services
to achieve the set goals in line with business objectives.
Job Details
KEY DELIVERABLES FOR THIS POSITION (K.P.I’s)
- Deliver
Assigned Set Targets
- Deliver
loan Portfolio growth
- Manage
portfolio quality
- Service
Delivery
KEY RESPONSIBILITIES
- Implementing
the Business Development strategy and plans for the assigned portfolio and
targets while ensuring adherence to policies and processes for delivery of
targets.
- Managing
risks to achieve a quality portfolio in line with set targets through
client training, loan appraisal, portfolio management, loan repayment and
follow-up.
- Ensuring
that all deposits have been apportioned as per customers’ payment within
the stipulated time.
- Carrying
out a market analysis for the assigned area to identify potential
customers.
- Creating
awareness through marketing activities including promotion & outreach
programs to generate leads and conversions.
- Carrying
out customer screening, recruitment, training and evaluation in the
targeted markets.
- Carrying
out loan appraisal, assessment and loan processing in line with the credit
policy.
- Ensuring
service delivery through regular group/customer visits, turn around,
customer feedback, loan progress and repayment plans for sustained
relationship and customer satisfaction.
- Preparing
daily group status reports and sharing with the branch team for branch
health and sustainability.
- Identifying
& recommending best practices for innovation to ensure new &
improved processes, products and services.
- Implementing
service quality, customer excellence and change initiatives to achieve
required business performance and culture.
Requirements
Academic Qualifications
- Diploma
in business related field
Core Job Skills
- Making
The Deal skills (selling skills)
- Risk
Management
- Basic
Financial Reporting
- Customer
Management skills
- Public
Relations Skills
- Problem
solving skills
- Analytical
Skills
- Negotiation
skills
- Interpersonal
skills
- Influencing
skills
Standard General Skills (Generic)
- Communication
skills
- Customer
Service
- Computer
Literacy & application
- Change
Champion
Core Values/ Behavior
- Integrity
- Respect
- Transformation
- Passion
Relevant Experience
- 2
years of relevant experience
Collections Officer at Juhudi Kilimo
Job Summary
MAIN PURPOSE OF THIS POSITION
Following up defaulted, delinquent and written off loans in
the institution to minimize credit risk loses in line with policy guidelines to
achieve the company objectives.
KEY DELIVERABLES FOR THIS POSITION (K.P.I’s)
- Deliver
Recovery Rating (plan vs actual)
- Managed
Risks for portfolio quality
- Service
Delivery
- Customer
Satisfaction
KEY RESPONSIBILITIES
- Implementing
company procedures in line with policy guidelines to achieve departmental
strategy goals.
- Scheduling
a recovery timetable based on list of bad loans provided.
- Engaging
and following up clients with bad debts to resolve arrears and recover the
outstanding loan amounts in line with the Company’s delinquency escalation
and debt recovery guidelines.
- Carry
out post recovery follow ups with the branch teams to ensure that the
promise to pay agreements are honored by the clients.
- Writing
and submitting performance reports with recommendations for further
management decisions.
- Reporting
on customer insight to contribute towards risk management while taking
opportunity for creating new leads as a value addition process.
- Identifying
& recommending best practices for innovation to ensure new &
improved processes, products and services.
- Implementing
service quality, customer excellence and change initiatives to achieve
required business performance and culture.
Requirements
Job Specifications
Academic Qualifications
- Diploma
– Business Related qualification
Relevant Experience
- 3 years
of relevant experience
Core Job Skills
- Credit
management skills
- Interpersonal/Communication
skills
- Negotiation
skills
- Strategic
influencing skills
- Customer
service skills
- Relationship
& Conflict management skills
- Innovation
skills
Standard General Skills (Generic)
- Communication
skills
- Customer
Service
- Computer
Literacy & application
- Change
Champion
Core Values/ Behavior
- Integrity
- Respect
- Transformation
- Passion
Business Development Officer at Juhudi Kilimo Company Limited
Job Summary
Implementing business development strategy to drive loan
portfolio growth and quality by marketing organization’s products and services
to achieve the set goals in line with business objectives.
KEY DELIVERABLES FOR THIS POSITION (K.P.I’s)
- Deliver
Assigned Set Targets
- Deliver
loan Portfolio growth
- Manage
portfolio quality
- Service
Delivery
KEY RESPONSIBILITIES
- Implementing
the Business Development strategy and plans for the assigned portfolio and
targets while ensuring adherence to policies and processes for delivery of
targets.
- Managing
risks to achieve a quality portfolio in line with set targets through
client training, loan appraisal, portfolio management, loan repayment and
follow-up.
- Ensuring
that all deposits have been apportioned as per customers’ payment within
the stipulated time.
- Carrying
out a market analysis for the assigned area to identify potential
customers.
- Creating
awareness through marketing activities including promotion & outreach
programs to generate leads and conversions.
- Carrying
out customer screening, recruitment, training and evaluation in the
targeted markets.
- Carrying
out loan appraisal, assessment and loan processing in line with the credit
policy.
- Ensuring
service delivery through regular group/customer visits, turn around,
customer feedback, loan progress and repayment plans for sustained
relationship and customer satisfaction.
- Preparing
daily group status reports and sharing with the branch team for branch
health and sustainability.
- Identifying
& recommending best practices for innovation to
ensure new & improved processes, products and services.
- Implementing service
quality, customer excellence and change
initiatives to achieve required business performance and culture.
Insurance Sales Officer at Juhudi Kilimo Company Limited
Job Summary
Location: Thika, Kitengela, Eldoret, Kisumu, Nakuru, Embu,
Machakos.
Reporting to: Bancassurance Manager.
Employment Type: Commission-Based Contract.
Job Purpose:
An Insurance Sales Officer is responsible for selling
insurance policies, identifying potential clients, and maintaining strong
relationships with existing customers. The role involves explaining insurance
products, advising clients on suitable coverage, and achieving sales targets.
Job Details
Key Responsibilities
- Identify
and approach potential clients to sell insurance products.
- Explain
policy features, benefits, premiums, and coverage to customers.
- Assess
client needs and recommend suitable insurance plans.
- Meet
or exceed assigned sales targets and performance goals.
- Build
and maintain long-term relationships with clients.
- Generate
leads through networking, referrals, and cold calling.
- Assist
clients with policy applications and documentation.
- Follow
up on policy renewals and upsell additional coverage.
- Maintain
accurate records of sales and client interactions.
- Stay
updated on company products, industry trends, and regulatory requirements.
Qualifications and Requirements
- Diploma
in Business, Marketing, Finance, or related field.
- Previous
experience in insurance sales preferred.
- Strong
sales, negotiation, and persuasion skills.
- Excellent
communication and interpersonal abilities.
- Customer-focused
with strong relationship-building skills.
- Ability
to work independently and meet sales targets.
Key Skills
- Sales
and lead generation
- Customer
relationship management
- Negotiation
and persuasion
- Communication
and presentation
- Time
management
- Problem
solving
Benefits
Commission-Based Contract