Internship | Job Vacancies at Tuma

Hiring: Product Engineer (Frontend) at Tuma

Location: Nairobi, Kenya · On-site
Type: Full-time
Compensation: KES 120,000 – 150,000 (monthly gross)

About Tuma Tuma is building the next generation of African payment infrastructure. Our products include: Cross-border remittance Merchant acquiring Payment Gateway Wallets APIs QR Payments SoftPOS Merchant Portal Business Banking integrati…

Apply for job: Product Engineer (Frontend) at OnTheTable | OnTheTable | OnTheTable.Africa

Role overview

About Tuma

Tuma is building the next generation of African payment infrastructure.

Our products include:

• Cross-border remittance
• Merchant acquiring
• Payment Gateway
• Wallets
• APIs
• QR Payments
• SoftPOS
• Merchant Portal
• Business Banking integrations

We believe engineers should help shape products—not just build tickets.

Role Overview

We're looking for a Product Engineer who combines strong React engineering skills with excellent product thinking.

You will work directly with Product, Design and Backend Engineering to design and build customer experiences across web and mobile payment products.

This role is ideal for someone who enjoys solving customer problems as much as writing code.

Responsibilities

Product Development

Build customer-facing products including:

• Merchant Portal
• Consumer Wallet
• Payment Gateway
• Admin Portal
• Dashboard
• Settlement Portal
• QR Payments
• SoftPOS

Required Skills

3+ years building production web applications.

Strong experience with:

• React
• Next.js
• TypeScript
• JavaScript
• HTML
• CSS
• TailwindCSS

Experience consuming APIs.

Comfort working with Java backend teams.

Experience using:

• Git
• Figma
• Jira
• Postman

Product Skills

Ability to:

• Understand user problems
• Translate business requirements
• Improve user experience
• Prototype ideas
• Think commercially
• Prioritise features

Nice to Have

Experience in:

• Payments
• Banking
• Fintech
• Wallets
• Merchant products
• QR Payments
• POS
• Cross-border payments

Knowledge of:

• Product Management
• Analytics
• SQL
• Firebase
• PostHog
• AI-assisted development

Success Measures

Within your first six months you will:

• Ship production-ready payment experiences.
• Improve customer onboarding.
• Increase conversion across key journeys.
• Improve merchant usability.
• Build reusable UI components.
• Collaborate effectively with Java backend engineers.
• Contribute meaningfully to product decisions.
• Help shape the future of Tuma's payment platform.

At Tuma, Product Engineers don't simply implement features—they help decide what should be built, why it matters, and how it creates value for customers.

FX Dealer & Treasury Reconciliation Officer

Role overview

About Tuma

Tuma operates regulated payment and remittance services connecting customers, merchants and financial institutions across multiple markets.

Our treasury function is responsible for managing liquidity, foreign exchange, settlements and reconciliation to ensure every transaction is accurately processed and accounted for.

We're looking for an analytical, detail-oriented professional to join our Treasury team.

Role Overview

You will manage foreign exchange operations, liquidity monitoring, transaction reconciliation and settlement activities across multiple currencies, banking partners and payment providers.

You will work closely with Finance, Operations, Product, Compliance and Engineering to ensure timely settlement and accurate financial records.

Key Responsibilities

Foreign Exchange Operations

• Execute customer FX conversions.
• Monitor exchange rate movements.
• Maintain FX pricing and margins.
• Support treasury liquidity management.
• Monitor currency exposure.
• Assist with FX reporting and forecasting.

Treasury Management

• Monitor prefunded accounts.
• Manage settlement balances.
• Ensure adequate liquidity across corridors.
• Coordinate funding requirements.
• Monitor nostro and settlement accounts.
• Prepare treasury reports.

Transaction Reconciliation

Reconcile daily transactions across:

• Card payments
• Mobile money
• Bank transfers
• Merchant collections
• Wallet balances
• Settlement accounts
• Remittance transactions
• FX trades

Investigate and resolve reconciliation exceptions promptly.

Settlement Operations

• Coordinate daily settlement cycles.
• Validate settlement files.
• Investigate failed settlements.
• Work with banking partners on settlement issues.
• Monitor settlement timelines and service levels.

Reporting & Analytics

• Prepare daily treasury reports.
• Produce reconciliation reports.
• Analyse settlement variances.
• Support month-end financial close.
• Assist internal and external audits.
• Generate operational performance metrics.

Cross-functional Collaboration

Work closely with:

• Finance
• Compliance
• Operations
• Product
• Engineering
• Banking partners
• Payment providers

to improve settlement processes and treasury operations.

Required Skills

• Degree in Finance, Accounting, Economics, Banking or related field.
• 3+ years in treasury, FX, reconciliation or payments operations.
• Strong understanding of payment flows.
• Excellent numerical and analytical skills.

Technical skills:

• Advanced Excel
• SQL (preferred)
• Data analysis
• Financial reporting

Knowledge of:

• FX markets
• Treasury operations
• Payment settlement
• Bank reconciliation
• International payments
• Cross-border remittance

Nice to Have

Experience working with:

• Payment gateways
• PSPs
• Banks
• Card acquiring
• SWIFT
• Mobile money
• Treasury Management Systems
• Power BI or Tableau
• Python for reconciliation automation

Success Measures

Within your first six months you will:

• Deliver accurate daily reconciliations.
• Improve settlement turnaround times.
• Reduce unreconciled transactions.
• Improve treasury visibility.
• Enhance liquidity management.
• Build reconciliation dashboards and reports.
• Identify opportunities to automate treasury and reconciliation processes.

At Tuma, Treasury is more than balancing accounts, it is central to delivering fast, secure and reliable payments across every customer journey.

Apply: FX Dealer & Treasury Reconciliation Officer at OnTheTable | OnTheTable | OnTheTable.Africa

Operations & Office Administrator

Role overview

About Tuma

Tuma is a regulated international payments company providing cross-border remittance, payment gateway, merchant acquiring, SoftPOS, wallet and settlement infrastructure across Africa and international markets.

As we continue to grow, we are looking for an organised, proactive and technology-driven Operations & Office Administrator who will help keep our business running efficiently while supporting multiple departments including Operations, Finance, Compliance, Customer Success and Executive Management.

Role Overview

This role goes beyond traditional office administration.

You will coordinate day-to-day business operations, support company administration, assist with finance and HR processes, manage office systems, coordinate vendors and help ensure smooth execution of internal projects.

You will become the operational backbone of the business.

Key Responsibilities

Office Operations

• Manage daily office operations.
• Coordinate meetings and company calendars.
• Organise travel, accommodation and logistics.
• Manage office inventory and procurement.
• Coordinate courier and document handling.
• Maintain office equipment and facilities.

Executive Support

• Support senior management with scheduling and administration.
• Prepare meeting agendas and minutes.
• Coordinate Board and management meetings.
• Track action items and follow up on deliverables.

Business Administration

• Maintain company records and documentation.
• Support contract administration.
• Coordinate company licences and renewals.
• Maintain supplier and vendor records.
• Assist with company insurance and asset registers.

Finance Support

• Process invoices and purchase requests.
• Track operational expenses.
• Support petty cash management.
• Assist Finance with reconciliations and documentation.
• Coordinate payment approvals.

HR Support

• Coordinate recruitment logistics.
• Assist employee onboarding and offboarding.
• Maintain employee records.
• Coordinate leave schedules.
• Support staff events and training.

Customer & Operations Support

• Assist with customer escalations.
• Coordinate merchant onboarding documentation.
• Support Operations during high-volume periods.
• Help maintain service documentation and operational procedures.

Required Skills

• Diploma or Degree in Business Administration, Operations Management, Finance or related field.
• 3+ years' experience in administration or operations.
• Excellent organisational and planning skills.
• Strong communication skills.
• Advanced Microsoft Office and Google Workspace skills.
• Comfortable working with cloud-based business systems.

Nice to Have

• Experience in fintech, banking or payments.
• Experience using CRM or ERP systems.
• Basic bookkeeping knowledge.
• Familiarity with compliance documentation.
• Project coordination experience.

Success Measures

Within six months you will:

• Improve operational efficiency across departments.
• Maintain accurate company records and documentation.
• Streamline administrative processes.
• Support timely onboarding of employees and merchants.
• Improve internal coordination and reporting.
• Help create a well-organised, scalable operational environment.

At Tuma, our Operations & Office Administrator is a key contributor to business execution, ensuring teams have the structure and support they need to deliver exceptional customer experiences.

Apply: Operations & Office Administrator at OnTheTable | OnTheTable | OnTheTable.Africa

Compliance Technology & Data Officer

FinanceFull-timeOn-sitelocation_onNairobi, Kenya

Role overview

About Tuma

Tuma is a regulated international payments company building the future of cross-border money movement across Africa and beyond.

Operating under regulated entities in the UK and Tanzania, Tuma provides remittance, payment gateway, merchant acquiring, SoftPOS, wallet, API and settlement infrastructure for individuals, businesses and financial institutions.

We're looking for someone who understands that modern compliance is powered by technology and data - not spreadsheets.

Role Overview

This is not a traditional compliance role.

You will work at the intersection of Compliance, Risk, Data and Engineering to build automated compliance operations, improve fraud detection, optimise onboarding journeys and support regulatory compliance across our ecosystem.

You will work closely with Product, Engineering and Operations to configure, automate and continuously improve our compliance infrastructure.

Key Responsibilities

Compliance Operations

Customer Onboarding & Due Diligence: Manage individual and corporate onboarding workflows, ensuring strict adherence to established risk tolerances.

• KYC & KYB: Verify individual identities and unmask complex corporate structures to identify Ultimate Beneficial Owners (UBOs).
• Enhanced Due Diligence (EDD): Conduct deep-dive background reviews on high-risk accounts, assessing source of wealth and business legitimacy.

Risk & Alert Screening: Perform continuous monitoring to protect the ecosystem from illicit fund flows.

• Investigations: Clear or escalate automated AML alerts triggered by unusual transaction patterns or velocity anomalies.
• Watchlists: Screen entities against global sanctions, PEP (Politically Exposed Persons), and adverse media databases.

Reporting & Governance:

• SAR/STR Preparation: Investigate, draft, and compile suspicious activity and transaction reports for submission to financial intelligence units.
• Audit Readiness: Maintain clean, detailed compliance documentation to support routine regulatory reporting and independent audits.

Training & Regulatory Intelligence

• Regulatory Scanning: Actively monitor industry news, financial intelligence units, and global regulatory bodies for updates on AML/CFT regulations, emerging typologies, and compliance best practices.
• Knowledge Cascading: Distill complex regulatory changes and industry updates into clear, actionable insights for the wider business, ensuring operational teams understand how shifts impact daily tasks.
• Internal Training Delivery: Assist in the development and delivery of periodic in-house AML/CFT training sessions for existing staff and new hires.
• Training Record Architecture: Own the maintenance of the compliance training log, meticulously tracking session dates, agendas, materials, and employee attendance to guarantee audit readiness.

Compliance Technology

Stakeholder & Vendor Management: Act as the primary internal point of contact for compliance infrastructure, managing relationships with external technology vendors and critical business partners to ensure uptime, cost-efficiency, and strict SLA compliance.

Continuous Improvement & Evaluation: Proactively scout, evaluate, and business-case new compliance technologies, automation features, and industry tools to optimize operational speed and lower overall false-positive rates.

Rule Development & System Optimization: Own the design, configuration, and fine-tuning of the platform's risk logic across all onboarding and transaction monitoring systems:

• Fraud & AML Rules: Develop, test, and deploy targeted rules within platforms like SEON and Onfido to detect identity fraud, account takeovers, and laundering typologies before they impact the business.
• Velocity & Device Intelligence Rules: Configure real-time behavioral parameters based on transaction frequency (velocity triggers) and technical hardware footprints (device fingerprinting, proxy/VPN detection) to catch automated or coordinated attacks.
• Customer Risk Scoring: Build and maintain dynamic risk-scoring models that evaluate a user's country of origin, occupation, expected volume, and behavior to automatically bucket them into Low, Medium, or High risk tiers.
• Merchant & Transaction Monitoring Rules: Calibrate rulesets within transaction monitoring systems (TMS) to spot unusual transaction patterns, while establishing merchant monitoring protocols to ensure corporate partners operate within agreed volume thresholds and risk profiles.

Apply: Compliance Technology & Data Officer at OnTheTable | OnTheTable | OnTheTable.Africa